There are also various other factors that will be taken into consideration when applying for expat life insurance, these include:
- What country you live/intend to live in (i.e. Does the Foreign Office issue advice against travel in that country?)
- Purpose of Cover?
- How long you have lived there?
- How long you intend to stay there?
Even with all of this information, your personal circumstances may affect the outcome of your application as each application is assessed on a case by case basis; therefore the best way to ensure that you have the best cover possible is to get in touch with one of our specialist advisors.
If you already have life insurance, and then you move away from the UK, it is possible that some or all of your cover will become invalid. This depends purely on the individual insurers terms and conditions, and your personal circumstances i.e. where you’re moving to, what UK liabilities you have or what type of cover you have. If you feel like your cover may not be valid due to you moving abroad, get in touch and we will be happy to check for you or even put a new policy in place, so you have the best cover possible.
If you have a pre-existing medical condition, and the insurer needs a GP or medical report, you will need to provide an English copy, if you or your doctors cannot provide a medical report in English then it is possible that your application may be declined.