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Diabetes Travel Insurance

Diabetes doesn’t have to hold you back from travelling, but having the right insurance plan is essential.

At The Insurance Surgery, we’ve partnered with Staysure to help people find diabetes travel insurance, even if they’ve previously been declined or quoted high premiums.

What Is Diabetes Travel Insurance?

Diabetes travel insurance is a specialist policy designed for people living with Type 1 or Type 2 diabetes. Standard travel policies may:

Exclude diabetes related claims
Increase premiums significantly
Decline cover altogether

A specialist policy ensures your condition is fully declared and covered, so you can travel with confidence.

How Does Diabetes Travel Insurance Work?

STEP 1

Complete form

STEP 2

Tell Staysure your needs

STEP 3

Staysure will search the market

STEP 4

Staysure will recommend the best products

STEP 5

Tell us when you want it to start!

If you’re planning a trip and need travel insurance with diabetes, Staysure are here to help. They’ve helped thousands of people with medical conditions secure the cover they need.

Speak to the Staysure team today for expert advice!

Why Do I Need Specialist Cover?

If you don’t declare diabetes when applying for travel insurance, your policy could be invalid. This means you many not be covered for:

Emergency medical treatment
Diabetes related complications abroad
Hospital stays or medication
Repatriation to the UK
Trip cancellations linked to your condition

Having the right cover ensures you’re protected if something unexpected happens while you’re away.

What Does Diabetes Travel Insurance Cover?

Emergency Medical Treatment.

Cover if you require urgent care due to diabetes related issues

Hospital Stays & Medication.

Including insulin or other prescribed treatments

Repatriation.

Cover for returning you to the UK if medically necessary.

Trip Cancellation or Curtailment.

If you need to cancel or cut your trip short due to your condition

Lost Medication.

Some policies may cover replacement medication while abroad

Can I Get Travel Insurance with Diabetes?

Yes. Most people with diabetes can get travel insurance. Insurers will assess your application based on:

Type of diabetes
How well your condition is controlled
Your HbA1c levels
Any diabetes related complications
Medication or insulin use
Any additional medical conditions

Even if your diabetes is more complex, there are specialist insurers who can still offer cover

Do I Need Life Insurance?

Life insurance is not a one-size-fits-all product, but certain groups of people may benefit from having a policy in place.

Life Cover Terminology

Understanding life insurance terminology is essential for policyholders to make informed decisions about their cover, we have broken down the meaning for some of the most used terms.

What Affects the Cost of Cover?

The cost of diabetes travel insurance depends on your individual circumstances. Factors include:

Type of diabetes

How well your condition is managed

Any complications (e.g. neuropathy, retinopathy)

Your age and destination

Your age and travel destination

The length of your trip

Well controlled diabetes often results in more competitive premiums.

When Should I Buy Travel Insurance?

It’s best to arrange your travel insurance as soon as you book your trip. This ensures you’re covered for:

Cancellation before departure
Changes to your health
Unexpected events before you travel

Waiting until the last minute to book your diabetes travel insurance could leave you unprotected.

Tips for Travelling with Diabetes

As well as having the right insurance, planning ahead can make your trip smoother:

Carry enough medication and supplies for your trip
Keep insulin and medication in hand luggage
Bring a copy of your prescription or doctor’s letter
Monitor your blood sugar regularly
Research medical facilities at your destination

Being prepared, while having the right cover, can give you peace of mind whilst travelling.

Why The Insurance Surgery Partner with Staysure?

Finding travel insurance with diabetes can be challenging, especially if you’ve been declined elsewhere. Staysure can help by:

Comparing specialist insurers who understand diabetes
Matching you with the most suitable policy
Helping you declare your condition correctly
Finding competitive quotes tailored to your needs

Our expertise means you’re more likely to find the right cover quick and easily.

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm

Get a Quote for Diabetes Travel Insurance

If you’re planning a trip and need travel insurance with diabetes, Staysure are here to help. They’ve helped thousands of people with medical conditions secure the cover they need.

Speak to the Staysure team today for expert advice!

How Much Is Private Medical Insurance?

Private Medical Insurance (PMI) is designed to provide faster access to medical investigations, specialist consultations, and treatments for non-emergency conditions that may face long waiting times on the NHS.

Frequently Asked Questions

Can I travel if I have diabetes?

Yes, most people with diabetes can travel safely with the right preparation and insurance.

Do I need to declare diabetes on travel insurance?

Yes. If you don’t declare your condition, your policy may be invalid.

Will diabetes make travel insurance more expensive?

It can, but well controlled diabetes often results in more affordable premiums.

What if I’ve been declined travel insurance?

Specialist insurers may still offer cover, even if standard providers have declined your application.

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We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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Diabetes Travel Insurance

What Is Diabetes Travel Insurance?

How Does Diabetes Travel Insurance Work?

Why Do I Need Specialist Cover?

What Does Diabetes Travel Insurance Cover?

Emergency Medical Treatment.

Hospital Stays & Medication.

Repatriation.

Trip Cancellation or Curtailment.

Lost Medication.

Can I Get Travel Insurance with Diabetes?

Do I Need Life Insurance?

Life Cover Terminology

What Affects the Cost of Cover?

Type of diabetes

How well your condition is managed

Any complications (e.g. neuropathy, retinopathy)

Your age and destination

Your age and travel destination

The length of your trip

When Should I Buy Travel Insurance?

Tips for Travelling with Diabetes

Why The Insurance Surgery Partner with Staysure?

Speak to our team of experts for FREE specialist advice today.

Monday to Thursday:

Friday:

Get a Quote for Diabetes Travel Insurance

Frequently Asked Questions

Life insurance is unique – just like you.

Life Insurance for Parents

Life Insurance for Dads

Life Insurance for Occupations

Life Insurance for Self-Employed

Income Protection

Life Insurance for Smokers

For More Information, Check Out Our Latest Blogs

Monday to Thursday:

Friday:

Speak to our team of experts for FREE
specialist advice today.