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Professional Rugby Players Life Insurance Critical Illness Cover & Income Protection

The Insurance Surgery is one of the UK’s top insurance experts for people who take part in extreme sports and professional sports, including Professional Rugby players life insurance, critical illness cover and income protection. Our team of sports insurance experts advises people with non-standard requirements including Professional Rugby players life insurance, critical illness cover and income protection. People who take part in a dangerous or high risk sports should consider that they have different insurance needs to standard life insurance. Professional Rugby players looking for life insurance, critical illness cover and income protection will have different risks to most due to the risk of injury or muscular problems.

We are a top insurance expert high risk cover or for people who have different insurance requirements because of the sport they do including Professional Rugby players life insurance, critical illness cover and income protection. We will help you to find the best cover for your loved ones and your home depending on your needs and circumstances.

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professional rugby player life insurance

Risks for Professional Rugby players:

  • Risk of long term injury
  • Loss of earnings during injury
  • Extreme impacts and musculoskeletal damage

How Professional Rugby players life insurance, critical illness cover and income protection works:

Anyone wanting to apply for professional rugby players life insurance, critical illness cover and income protection will be required to follow a certain process, including providing information such as:

  • What level of professional rugby do you play to
  • Which type of professional rugby do you play
  • Have you had any recent long term injuries

For more information or advice about Professional Rugby players life insurance, critical illness cover and income protection then you should call one of our team of experts on 0800 083 2829.

Professional Rugby Players Life Insurance

Professional rugby players life insurance is sometimes available at the insurers standard rates if there are no medical issues and for lower level players.

One of the biggest issues when dealing with Professional Rugby players life insurance is Body Mass Index (BMI) because generally professional rugby players physique can be different due to the nature of the sport.

Premiums for Professional Rugby Players Life Insurance will depend on:

  • How much cover you need and for what purpose
  • What term or period are you taking cover over
  • Which type of Professional Rugby Players Life Insurance do you need

If you need help or guidance to get the best Professional Rugby Players Life Insurance to protect your family or home then you should contact one of our team of experts today.

Professional Rugby Players critical illness cover

Professional rugby player are different to other insurance applications so it may be more beneficial or appropriate to consider professional rugby players critical illness cover. A critical illness cover policy also provides protection against certain areas of risk that a professional rugby player may be more exposed to such as spinal or brain injuries.

Professional Rugby players critical illness cover is also potentially available at standard rates due to the fact that professional rugby is not necessarily a higher risk for critical illness (depending on level). Some policies from certain insurers offer some elements to a rugby players critical illness policy that might be considered to be important, such as fracture cover.

Rugby Players income protection

Income protection for professional rugby players is generally not available through any insurer currently due to the levels of risk that are involved. Most professional sports people will be declined income protection due to claims issues and financial risks.

Our team of insurance experts will help you to find the right professional rugby players life insurance, critical illness cover or income protection to help protect you, your family, your home or your business.

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Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm
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Call us on 0800 083 2829
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Copyright © 2025 The Insurance Surgery Ltd. The Insurance Surgery is authorised and regulated by The Financial Conduct Authority. We are entered on the Financial Services Register No 401425 at https://www.fca.org.uk Registered in England and Wales. No 5137288. Registered and trading from 2nd Floor, Pickford Street Mill, Pickford Street, Macclesfield, SK11 6JD The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

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