Underwriting for TIA life insurance will depend on the following factors. Insurers may ask you for more details on the following:
- What caused the TIA to occur
- Your age
- The date your TIA occurred
- The number of episodes you have had
- Whether there is any lasting neurological damage
- Medications prescribed
- Hospital treatment received
- Your family’s medical history
- Your test results
- Your exercise/activity levels
An insurer will want to check the severity of your condition to estimate the risk of you developing another stroke in the future. It is likely that they will request access to details of medications you are taking, the date of your initial diagnosis, and details of any other medical-related complications. It is common for many people to be offered life insurance on standard terms if they have suffered a TIA but have no reoccurring symptoms.
If however you are still suffering from complications, you may be offered cover with higher premiums. At The Insurance Surgery, we have helped many people find the right life insurance after TIA for their needs.