In a large proportion of cases when applying for cover to protect your family with a health issue then you may need to provide medical evidence from your GP such as those applying for Polycystic Kidney Disease life insurance, critical illness and income protection. There are a number of possible outcomes when assessing an application for life insurance with a health or medical problem which can include premium loadings, policy exclusions or possible decline.
In this section of our Insurance Surgery website we look at how your application for Polycystic Kidney Disease life insurance, critical illness or income protection will be assessed and what impact it can have.