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Articles and Guides.

Stay informed with the latest updates in the insurance industry for 2026 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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Parkinson’s Disease – Case Study

Adam was diagnosed with Parkinson’s at the age of 26. At 26 years old, life was just starting to take shape for Adam. He had a great job, loving wife and beautiful daughter – with lots of plans for the future. But that all changed one day when he was diagnosed with

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What is an Index-linked Policy and is it Different to Standard Life Insurance?

An index-linked policy is a type of life insurance that is linked to the performance of a specific financial index, such as the Consumer Price Index (CPI) or the S&P 500. The value of the policy is tied to the performance of the index, and typically increases or decreases in line with

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High BMI, Migraines and Idiopathic Inter-cranial Hypertension – Case Study

Sarah was declined life Insurance before finding the Insurance Surgery. Background: Sarah is 40 years old, in her own words “my world consists of my husband and 3 beautiful children”. Life was great for the family, until Sarah’s mother got ill earlier this year. This brought home to Sarah the reality of

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Idiopathic Angioedema – Case Study

Never Give Up, No Matter How Long It Takes. Rebecca was looking to buy her first home with her partner in 2020. To protect her partner, Rebecca wanted to get a life insurance policy in place. So, the online search began! Rebecca has an immune condition called Idiopathic Angioedema. This can trigger

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Type 2 Diabetes & Life Insurance – Case Study

Daniel was Diagnosed with Type 2 Diabetes at 53. At 53 Daniel was diagnosed with Type 2 Diabetes, due to his job as a bus driver Daniel found it hard to stay active and his BMI had increased over the years. In 2021 as soon as Daniel was diagnosed he contacted the

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Mental Health & Life Insurance – Case Study

[vc_row][vc_column][vc_column_text] Amy’s Journey to Obtaining Life Insurance. Mental health life insurance is becoming a critical aspect of life insurance and at the Insurance Surgery, we have exclusive access to specialised mental health insurance products, ensuring that our clients receive affordable and comprehensive life insurance cover. Amy is a 35-year-old mother of two

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