Future careers and their cost to insure.
[vc_row][vc_column][vc_column_text]The future of work is a double-edged sword. Sci-fi films and TV shows paint a world of automation and space travel, and they depict a number of ways in which careers can evolve. With these potentially drastic changes to job roles, our experts at The Insurance Surgery have predicted what some of these dangerous jobs […]
How Much Life Insurance Do I Need?
[vc_row][vc_column][vc_column_text] Understanding Life Insurance Costs. Determining the right amount of life insurance can feel like a daunting task, but it’s a crucial step in ensuring that your loved ones are financially protected in the event of your death. By understanding your financial obligations and considering your family’s needs, you can determine how much life insurance […]
Is Decreasing Life Insurance Worth It?
[vc_row][vc_column][vc_column_text] When considering life insurance options, one common question that often arises is whether decreasing life insurance is worth it. Understanding the benefits and drawbacks of this type of policy can help you make an informed decision about whether it is the right choice for you and your loved ones. What is decreasing life insurance? […]
Dealing with the unexpected: Diabetes
[vc_row][vc_column][vc_column_text]At The Insurance Surgery, we understand navigating life insurance with a pre-existing condition like diabetes can be confusing. That’s why we’re partnering with Diabetes UK for the next three years. Together, we’ll be creating informative resources to empower people with diabetes to make informed decisions about life insurance. For this article, we’ve gathered some information […]
Do You Need Life Insurance for a Mortgage?
[vc_row][vc_column][vc_column_text]As you embark on the journey of homeownership, you’re faced with a myriad of decisions, from choosing the right property to securing a mortgage. Among these decisions is the consideration of whether to purchase life insurance. While it may seem like an additional expense, understanding the importance of life insurance in relation to your mortgage […]
How to work out your BMI.
[vc_row][vc_column][vc_column_text]When assessing whether to offer you a life insurance policy and deciding which terms you will be offered, insurers take into account many different aspects of your day-to-day life. This can include what you do in your spare time, what kind of job you have and your overall health – both mental and physical.[/vc_column_text][vc_empty_space][vc_single_image image=”21110″ […]
Does life insurance cover suicide?
When an individual’s family claims life insurance, few topics are as sensitive and complex as those surrounding suicides. Contrary to a straightforward “yes” or “no” response, the handling of suicidal death claims in the UK can be complex and subject to various factors. One crucial aspect that shapes the outcome of such claims is the […]
Is life insurance inheritance taxable?
Understanding what life insurance is can bring about a host of questions, especially regarding taxes and how they may affect your policy’s payout. It’s essential to know the ins and outs of life insurance taxation to ensure that your loved ones receive the intended financial support without unexpected deductions. Life insurance provides a lump sum […]
How to choose life insurance.
Life insurance is one of those topics that many of us prefer not to dwell on too much. However, ensuring that you have the right policy in place is a crucial aspect of financial planning. By overlooking life insurance, you leave your family at risk of becoming vulnerable to financial hardship if you were to […]
Does private health insurance cover cancer?
Private Medical Insurance (PMI) can offer valuable peace of mind, particularly for those facing health challenges like cancer. However, it’s essential to recognise that not all policies are created equal, and understanding the terms and conditions of your specific policy is crucial to making sure you have the cover you need when you need it. […]