Articles and Guides.

Stay informed with the latest updates in the insurance industry for 2024 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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The Best Income Protection Insurance Companies in the UK

The Best Income Protection Insurance Companies in the UK

4 August 2025

When it comes to choosing the best income protection insurance in the UK, the right…

UK Mortgage Market 2025: Why Life Insurance is Essential When Buying a Home

UK Mortgage Market 2025: Why Life Insurance is Essential When Buying a Home

10 July 2025

Navigating the UK Mortgage Market in 2025: Why Early Life Insurance Planning is Crucial As…

What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities

What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities

9 July 2025

What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities As…

What Mob Land Can Teach Us About the Real-Life Need for Life Protection

What Mob Land Can Teach Us About the Real-Life Need for Life Protection

8 July 2025

The gritty Amazon Prime film Mob Land pulls no punches when showing the harsh realities…

The Hidden Commission Scandal in Car Finance: A Cautionary Tale for Life Insurance Brokers

The Hidden Commission Scandal in Car Finance: A Cautionary Tale for Life Insurance Brokers

7 July 2025

In early 2024, the Financial Conduct Authority (FCA) exposed widespread concerns about undisclosed commissions in…

A Complete Guide to Financial Gifts in the UK (2025)

A Complete Guide to Financial Gifts in the UK (2025)

12 June 2025

Your Guide to Inheritance Tax and Gifting At The Insurance Surgery, we understand that planning…

Does Life Insurance Cover Suicide

Does Life Insurance Cover Suicide

29 April 2025

Does life insurance pay out for a suicidal death? Yes, life insurance can pay out…

A Guide to Index Linking

A Guide to Index Linking

28 April 2025

What Is Index Linking? Index linking in life insurance (also known as inflation-linked life insurance)…

Benefits of Whole of Life Insurance vs Term Insurance: Which Is Best for You?

Benefits of Whole of Life Insurance vs Term Insurance: Which Is Best for You?

9 April 2025

Understanding the difference between whole of life insurance and term life insurance can seem like…

Do Young Mums Need Life Insurance?

Do Young Mums Need Life Insurance?

21 February 2025

Being a mum is an incredible journey—full of giggles, late-night cuddles, and the occasional toddler…