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Articles and Guides.

Stay informed with the latest updates in the insurance industry for 2026 here.

We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.

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Do I Need Life Insurance for a Mortgage?

Do I Need Life Insurance for a Mortgage? If you’re taking out a mortgage in the UK, one of the most common questions you’ll encounter is: “Do I need life insurance for a mortgage?” The short answer is no – it’s not legally required. However, for most homeowners, life insurance is one

Can You Keep a Secret? Highlights Parkinson’s & Insurance Challenges — Support from The Insurance Surgery

BBC viewers are laughing along with Can You Keep a Secret?, the new sitcom starring Dawn French and Mark Heap that blends humour with heartfelt insight into life with Parkinson’s disease. While the show delivers plenty of laughs, it also highlights a very real and important issue: the difficulties people living with

The Total Signposting Initiative: Why Brokers Should Refer Clients to The Insurance Surgery

The insurance industry has taken a significant step forward in improving access to cover with the launch of the Total Signposting Initiative, led by BIBA and supported by insurers, brokers, and consumer bodies. The initiative aims to ensure that customers who are unable to obtain insurance from a provider are not left

Man sitting with happy couple. They are discussing life insurance .

Life Insurance Premiums: What’s Changed, What’s Next, and How to Choose the Right Cover

Life Insurance Premiums: What’s Changed, What’s Next, and How to Choose the Right Cover Life insurance plays a critical role in protecting your family’s financial security. Because it directly affects long-term finances, it’s important to understand how life insurance premiums are changing, what may influence costs in 2026, and how to choose

Why Income Protection Is More Important Than Ever in 2026

Why Income Protection Is More Important Than Ever in 2026 In 2026, financial security is no longer just about saving money or investing wisely – it’s about protecting your income, the very thing that pays for your lifestyle, your family, and your future. Income Protection insurance remains one of the most overlooked

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New Year, New Protection: Why 2026 Is the Right Time for UK Life Insurance

New Year, New Protection: Why 2026 Is the Right Time for UK Life Insurance The New Year has a funny way of making us take stock. We reset goals, tidy finances, and think about the people who depend on us. If “get life insurance sorted” has been sitting on your to-do list