FREE expert help & advice 0800 083 2829
Contact our specialist team for FREE expert help & advice 0800 083 2829

Income protection insurance is a policy designed to replace your income if...

Some jobs naturally carry more risk than others, placing certain workers in...

As a business owner or manager, protecting your company against unexpected risks...

Different businesses have different needs, so there’s no such thing as a...
Stay informed with the latest updates in the insurance industry for 2026 here.
We aim to provide clear advice, breaking down the jargon, so you understand the importance of protection insurance.
Protection advice is a crucial part of financial planning—but it’s also becoming more complex. For mortgage brokers and IFAs, this creates a dilemma: Do you handle every protection case yourself? Do you partner with a specialist who can deliver better outcomes? Increasingly, advisers are choosing the second option. The Growing Complexity of
Vaping has grown rapidly in popularity across the UK over the past decade. Many people have switched from cigarettes to e-cigarettes believing they are a healthier alternative. However, when it comes to life insurance, vaping can still affect how insurers assess your application. If you vape regularly, you may be wondering: Will
One of the most common questions people ask before taking out cover is: how much life insurance do I need? The answer depends entirely on your personal situation — including your income, mortgage, debts and whether anyone relies on you financially. Choosing the right amount ensures your loved ones are financially secure
Life Insurance Declined? What To Do Next Being declined for life insurance can feel frustrating, confusing and even sometimes worrying, especially if you’re not sure why it happened or what your next step should be. The most important thing to understand is, a decline does not mean you can’t get life insurance.
Expert UK Advice from Whole-of-Market Brokers Getting life insurance when you have a medical condition can feel daunting — especially if you’ve already been declined or told cover will be expensive. At The Insurance Surgery, we specialise in helping people secure life insurance where standard routes fall short. Our advisers work with
Do I Need Life Insurance for a Mortgage? If you’re taking out a mortgage in the UK, one of the most common questions you’ll encounter is: “Do I need life insurance for a mortgage?” The short answer is no – it’s not legally required. However, for most homeowners, life insurance is one