When exploring options for financial protection, the terms "life insurance" and "life assurance" may come up. They essentially mean the same thing: financial cover for loved ones in the event of the policyholder’s death.  What is Life Assurance? The term “life assurance” is an old term for a whole-of-life policy,

Some jobs naturally carry more risk than others, placing certain workers in challenging situations daily. From construction sites to open waters, these high-risk roles require careful consideration when it comes to financial protection. This blog will explain what the most dangerous occupations are and outline the available occupational life insurance

Protecting your loved ones’ future is one of the most common motives behind taking out a life insurance policy, but it’s worth knowing that not all policies are the same. If you’re eligible, some types of life insurance may be better suited to your circumstances than others, helping you to

Relevant life insurance is a type of life insurance for employees and directors. A relevant life policy is a type of life insurance specifically designed for small businesses. It provides a death-in-service benefit, meaning if an employee dies while employed by the company, a lump sum payout is made to

Different businesses have different needs, so there’s no such thing as a one-size-fits-all policy when it comes to key person insurance. Each company should carefully assess the potential consequences if a key individual were to become absent due to death or serious illness. The loss of a key person can

In the world of business, certain individuals play crucial roles that significantly impact the company's success. These key individuals, whether they are top executives, talented managers or key salespeople, are often indispensable to the smooth operation and profitability of the business. Understanding Key Person Insurance Key person insurance is a

The future of work is a double-edged sword. Sci-fi films and TV shows paint a world of automation and space travel, and they depict a number of ways in which careers can evolve. With these potentially drastic changes to job roles, our experts at The Insurance Surgery have predicted what

Understanding Life Insurance Costs. Determining the right amount of life insurance can feel like a daunting task, but it's a crucial step in ensuring that your loved ones are financially protected in the event of your death. By understanding your financial obligations and considering your family's needs, you can determine