Life Insurance Archives

benefits of whole life insurance vs term

Benefits of Whole of Life Insurance vs Term Insurance: Which Is Best for You?

7 months ago in

Understanding the difference between whole of life insurance and term life insurance can seem like a daunting task. Pros and Cons of term vs whole life insurance Both types of life insurance offer financial protection, but they can serve different needs. Here’s a clear comparison to help you decide which

Do Young Mums Need Life Insurance?

8 months ago in

Being a mum is an incredible journey—full of giggles, late-night cuddles, and the occasional toddler tantrum. But alongside all the joy, there’s a deep responsibility to protect and provide for your little one, no matter what. Have you ever thought about what would happen if you weren’t there? It’s not

Understanding Inheritance Tax (IHT) and Life Insurance

8 months ago in

Inheritance Tax (IHT) is a tax levied on the transfer of wealth after someone passes away. It applies to the total value of an individual’s estate, which includes all their money, property, and possessions. Understanding how IHT works and the ways to mitigate its impact can help you plan and

Is Over 50s Life Insurance Worth It?

9 months ago in

Over 50s life cover works slightly differently from regular life insurance. The main criteria are that you must be aged between 50 and 85 to qualify. Cover is available up to the amount of £40,0000; this is to cover funeral costs and to provide a lump sum to your family.

Can You Take Money Out of Whole Life Insurance

9 months ago in

Whole of Life (WOL) insurance policies are a popular choice for people looking to ensure a guaranteed payout to their loved ones upon their death. But one of the most common questions surrounding these policies is: “can you access the funds during your lifetime?” Here’s everything you need to know

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How Much Is Private Medical Insurance?

9 months ago in

Private Medical Insurance (PMI) is designed to provide faster access to medical investigations, specialist consultations, and treatments for non-emergency conditions that may face long waiting times on the NHS. While not a replacement for NHS services, PMI is invaluable for those seeking quicker, more efficient care, especially for conditions that

Do I Need Business Insurance?

9 months ago in

As a business owner or manager, protecting your company against unexpected risks is essential. While general business insurance covers property and liability, certain types of insurance are specifically designed to secure the financial stability and continuity of your business. We’ll explore the types of business insurance: Keyperson Insurance, Relevant Life

Do I Need Income Protection Insurance?

9 months ago in

Income protection insurance is a policy designed to replace your income if you’re unable to work due to illness or injury. This could cover anything from minor issues like the flu to serious conditions like cancer. This type of insurance is different from critical illness cover, which pays a lump

What Cancers are Covered By Critical Illness Insurance?

9 months ago in

Life can be unpredictable, and being diagnosed with a serious illness is something no one expects. While health insurance covers medical costs, critical illness cover provides a lump sum when diagnosed with a serious illness. Unlike life insurance, which only pays out upon death, critical illness cover will payout while

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Benefits of Whole of Life Insurance vs Term Insurance: Which Is Best for You?

Do Young Mums Need Life Insurance?

Understanding Inheritance Tax (IHT) and Life Insurance

Is Over 50s Life Insurance Worth It?

Can You Take Money Out of Whole Life Insurance

How Much Is Private Medical Insurance?

Do I Need Business Insurance?

Do I Need Income Protection Insurance?

What Cancers are Covered By Critical Illness Insurance?

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