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Life Insurance for Cancer Patients and Survivors: A Complete Guide 2025

Life Insurance for Cancer Patients and Survivors: A Complete Guide 2025

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A cancer diagnosis brings many challenges, including concerns about financial security for your family. Many people assume that having cancer makes life insurance impossible to obtain, but this isn’t necessarily true. While the process may take a little longer, life insurance options exist for cancer survivors. This guide explains how
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Life Insurance for Expats

Life Insurance for Expats

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Living abroad comes with adventure and opportunity—but also responsibility. One of the most overlooked essentials for expats is life insurance. Whether you’re working overseas, retiring in the sun, or raising a family abroad, life insurance can protect your loved ones financially should the unexpected happen. But here’s the catch: getting
UK Mortgage Market 2025: Why Life Insurance is Essential When Buying a Home

UK Mortgage Market 2025: Why Life Insurance is Essential When Buying a Home

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Navigating the UK Mortgage Market in 2025: Why Early Life Insurance Planning is Crucial As the UK housing market evolves in 2025, homebuyers will face fluctuating mortgage rates, affordability challenges, and shifting government policies. One often-overlooked aspect of the home-buying journey is life insurance – a key financial protection that
What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities

What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities

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What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities As the Bank of England gears up for a widely anticipated interest rate cut—from 4.5% to 4.25%—consumers across the UK are asking one key question: what does this mean for my money? Whether you’re a homeowner,
The Hidden Commission Scandal in Car Finance: A Cautionary Tale for Life Insurance Brokers

The Hidden Commission Scandal in Car Finance: A Cautionary Tale for Life Insurance Brokers

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In early 2024, the Financial Conduct Authority (FCA) exposed widespread concerns about undisclosed commissions in UK car finance agreements, particularly discretionary commission arrangements (DCAs) where brokers were incentivised to push customers towards higher-cost deals for bigger kickbacks. This scandal resulted in consumer redress schemes and regulatory crackdowns across the motor

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Copyright © 2025 The Insurance Surgery Ltd. The Insurance Surgery is authorised and regulated by The Financial Conduct Authority. We are entered on the Financial Services Register No 401425 at https://www.fca.org.uk Registered in England and Wales. No 5137288. Registered and trading from 2nd Floor, Pickford Street Mill, Pickford Street, Macclesfield, SK11 6JD The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

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