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UK Mortgage Market 2025: Why Life Insurance is Essential When Buying a Home

UK Mortgage Market 2025: Why Life Insurance is Essential When Buying a Home

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Navigating the UK Mortgage Market in 2025: Why Early Life Insurance Planning is Crucial As the UK housing market evolves in 2025, homebuyers will face fluctuating mortgage rates, affordability challenges, and shifting government policies. One often-overlooked aspect of the home-buying journey is life insurance – a key financial protection that
What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities

What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities

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What the UK Interest Rate Cut Means for Your Money: Mortgages, Savings & Opportunities As the Bank of England gears up for a widely anticipated interest rate cut—from 4.5% to 4.25%—consumers across the UK are asking one key question: what does this mean for my money? Whether you’re a homeowner,
The Hidden Commission Scandal in Car Finance: A Cautionary Tale for Life Insurance Brokers

The Hidden Commission Scandal in Car Finance: A Cautionary Tale for Life Insurance Brokers

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In early 2024, the Financial Conduct Authority (FCA) exposed widespread concerns about undisclosed commissions in UK car finance agreements, particularly discretionary commission arrangements (DCAs) where brokers were incentivised to push customers towards higher-cost deals for bigger kickbacks. This scandal resulted in consumer redress schemes and regulatory crackdowns across the motor
Guide to Index Linking
A Guide to Index Linking

A Guide to Index Linking

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What Is Index Linking? Index linking in life insurance (also known as inflation-linked life insurance) is a feature that helps your policy payout increase over time to keep up with inflation. This ensures that the money paid to your loved ones after your death doesn’t lose value due to rising