FREE expert help & advice 0800 083 2829

Contact our specialist team for FREE expert help & advice 0800 083 2829

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About Us

The Insurance Surgery is an award-winning life and protection insurance broker based in the UK.

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For the last 25 years, we have specialised in helping individuals find tailored cover, including those looking for life insurance with a pre-existing medical condition or even life insurance for high-risk occupations.

Our focus is on providing a personalised service. This means that we work closely with clients throughout the entire application process and offer expert advice without charging fees. 

Our customer-centric approach is reflected in our commitment to breaking down life insurance jargon and ensuring clients fully understand their policies.

Why The Insurance Surgery?

  • In 2024, we managed to find cover for 427 pre-existing medical conditions.
  • Access to the whole of the insurance market
  • Access exclusive providers, securing you better rates
  • Our fantastic team of staff are all UK based
  • No long wait times to talk to a human
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Why Trust Us?

Excellent

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Members of the PDG.

The PDG aims to help people find the protection they need by encouraging insurers and intermediaries to deliver better consumer outcomes.
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Members of the BIBA.

British Insurance Brokers Association (BIBA), which represents and protects the best interests of our insurance broker and intermediary members and their customers.

Why Choose us

Dedicated Adviser

You’ll only speak to one person throughout the application process.

Free advice

We always offer free advice and will never charge you for this support.

No pushy sales

We want the best for you, so will never try any pushy sales techniques.

25 years Experience

With 25 years of specialist life and protection experience, we can find the perfect policy for you.

Price promise + £50 gift card

If you find a better price elsewhere, we will beat it and give you a £50 gift card*.

Free No Obligation Policy Reviews

To ensure your policy is suitable for your needs, we’ll carry out free policy reviews.

Meet the Experts

Andy Mellor, Managing Director

Andy Mellor
Managing Director

Andy Mellor has been at Insurance Surgery since 2022. He has worked with specialist insurance brokers for the last 20 years. His mission at the Insurance Surgery is to improve access to protection products for customers who find it difficult to find the right product elsewhere.

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Richard Brough
Protection Manager

Richard has been with The Insurance Surgery for 8 years, and his knowledge of specialist life insurance is extensive and, arguably, unparalleled. Richard embodies our values and provides sincere advice on life insurance to both partners and customers. If you have a question on specialist life insurance, Richard is your man!

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Emilie Ward
Business Partnerships

Emilie joined The Insurance Surgery in January 2020 and plays a crucial role in our team by managing both new and existing partners. With a keen focus on building strong relationships, Emilie ensures that our partners receive the highest level of service. Ask Emilie if you have any questions about the process!

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Thomas Heyes
Senior Protection Adviser

Thomas has been with The Insurance Surgery for 5 years, working on specialist cases and helping cover customers living with medical conditions or working in hazardous occupations. Thomas is the ‘internal guru’ when it comes to medical conditions!

Get in Touch With The Insurance Surgery Today

Whether you’re looking to secure life insurance, critical illness cover or income protection insurance, The Insurance Surgery is well-equipped to help you find suitable policies that meet your requirements. So, get in touch for free advice today!

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm
Get a Quote
Call us on 0800 083 2829

Speak to our team of experts for FREE
specialist advice today.

Monday to Thursday:

9:00am – 8:00pm

Friday:

9:00am – 3:00pm
Get a Quote
Call us on 0800 083 2829
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Copyright © 2025 The Insurance Surgery Ltd. The Insurance Surgery is authorised and regulated by The Financial Conduct Authority. We are entered on the Financial Services Register No 401425 at https://www.fca.org.uk Registered in England and Wales. No 5137288. Registered and trading from 2nd Floor, Pickford Street Mill, Pickford Street, Macclesfield, SK11 6JD The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Price promise terms & conditions: Please read our price promise terms and conditions which will tell you more about our promise.