Our usual broker could not find me insurance, due to my MS. You proved him wrong
'Free' Travel Insurance with your bank account or credit card will not usually cover existing medical conditions
The European Health Insurance Cards (E111) is not a substitute for Travel Insurance.
Travel Insurance
Travel Insurance and pre-existing conditions
Obtaining suitable travel insurance if you suffer from a pre-existing medical condition is an absolute must. If you are taken ill during your holiday you will be dependant on your travel insurance policy to make sure you receive the correct treatment and with medical bills potentially running into £1000's you need to make sure your travel policy is going to be valid.
Peace of mind
The Insurance Surgery has identified a number of specialist travel insurers and brokers who will cover the vast majority of pre-existing medical conditions. In many instances there will be no extra charge for the cover and you can concentrate on enjoying your holiday.
My usual policy will be ok?
Many travel insurance policies may exclude pre-existing conditions or impose terms that are unacceptable. It is vital that you check with your insurer to confirm that any conditions you may have are covered to your satisfaction.
What do we need to tell the insurers?
You have a duty to disclose any material facts to the travel insurance company. This may include what pre-existing medical conditions you have now or had in the past. Other information needed will be medication details, further treatment details and anything else that may be at all relevant. The simple rule is if you are unsure TELL THEM!
How can you help?
Simply click on the travel wizard button at the top of this page, answer a few questions and we will point you towards companies that specialise in travel insurance for clients with pre-existing medical conditions.
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