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Private Medical Insurance

Private Medical Insurance (PMI)

Obtaining Private Medical Insurance if you have a pre existing medical condition is notoriously difficult.

When applying for Private Medical Insurance it is important to make sure that you disclose any pre existing medical conditions at the quotation stage and within the application form.

Insurance companies will not usually charge you an extra premium for existing conditions, but they will probably exclude cover for your condition and related conditions from the policy. However, some companies may cover those conditions after two years depending upon certain circumstances. Should you need treatment for an unrelated condition your policy would be valid.

To obtain more information regarding Private Medical Insurance and speak to a Specialist who can guide you though all your options please click the quote button above.

I want to cover my pre existing medical condition!

If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan which is a low-cost alternative to private medical insurance. Please however note that the cover is not as extensive as a Private Medical Insurance policy

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