Using our experience our aim is to save you time and money!
Do you already have existing cover in place? Why not let us check to see if it's competitive!
At The Insurance Surgery we specialise in finding competitive life insurance for clients with medical conditions and other special risks.
Life Insurance
The Insurance Surgery is an Independent Financial Advisor that has specialised in providing life insurance for clients with pre existing conditions since 1999. We also cater for clients in high risk occupations or who are involved in dangerous hobbies/pastimes.
Why use The Insurance Surgery?
- The Insurance Surgery guarantees you the best rate! (see below)
- Over a decade of experience.
- Independent - We are NOT limited to a panel of Insurers.
- Extensive knowledge of Medical Underwriting.
- Personal Service - You have one Customer Service Executive assigned to your case.
- Estimate of Cost - Insurance Companies may increase the cost of your cover due to your personal circumstances. Where possible we will provide you with a realistic estimate of the likely final premium.
- We will help you fill in the application forms.
- We will keep you fully informed throughout the process.
- We have access to specialist companies and techniques that may offer cover when the main insurers cannot.
The Insurance Surgery Price Guarantee
As an Independent company The Insurance Surgery can access quotations from all the leading life insurance providers rather than just a small panel so we can ensure that you obtain the best deal possible. In fact if you suffer from a pre existing medical condition, we will guarantee to present you with £40 of high street vouchers if we don't find you the cheapest life insurance quotation on the market. This will give you the peace of mind that The Insurance Surgery is truly the best one stop insurance centre for clients with pre existing medical conditions.






