Multiple Sclerosis (MS) and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from Multiple Sclerosis (MS).
The Insurance Surgery specialise in obtaining financial services
for clients with Multiple Sclerosis (MS).
Whether you are looking for Life Insurance, Travel Insurance,
Income Protection Insurance or would just like to obtain
information we will do our utmost to help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with Multiple Sclerosis
(MS).
If you suffer from Multiple Sclerosis (MS) and you require a
quotation for life insurance please note that we guarantee to
obtain the most competitive life insurance quotes on the
market.
Below is our summary of how Multiple Sclerosis (MS) may affect your
insurance needs.
Multiple Sclerosis (MS) and Life Insurance
If you suffer from Multiple Sclerosis (MS) and you wish to apply for life insurance it may be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your Multiple Sclerosis (MS) to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Multiple Sclerosis (MS) will obtain life insurance.
Multiple Sclerosis (MS) and Critical Illness Insurance
If you suffer from Multiple Sclerosis (MS) and you wish to apply for Critical Illness Insurance there is a very strong possibility of being declined. We would need to obtain full details of your Multiple Sclerosis (MS) to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Multiple Sclerosis (MS) will obtain Critical Illness Insurance.
Multiple Sclerosis (MS) and Income Protection Insurance
If you suffer from Multiple Sclerosis (MS) and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to Multiple Sclerosis (MS). We would need to obtain full details of your Multiple Sclerosis (MS) to obtain a definite quotation for Income Protection Insurance Please note this information is for illustration purposes only and we cannot guarantee that a client with Multiple Sclerosis (MS) will obtain Income Protection Insurance.
Multiple Sclerosis (MS) and Travel Insurance
If you suffer from Multiple Sclerosis (MS) and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your Multiple Sclerosis (MS) to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Multiple Sclerosis (MS) will obtain travel insurance.
Multiple Sclerosis and Private Medical Insurance
If you suffer from Multiple Sclerosis (MS) and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your Multiple Sclerosis or any other pre existing medical condition. It will however be necessary to obtain full details of your Multiple Sclerosis (MS) to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Multiple Sclerosis will obtain Private Medical Insurance.
Multiple Sclerosis (MS) and Impaired Life Annuities
If you suffer from Multiple Sclerosis (MS) and you wish to apply for an enhanced impaired life annuity it is probable that you will receive preferential rates. It will however be necessary to obtain full details of your Multiple Sclerosis (MS) to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with Multiple Sclerosis will obtain an enhanced impaired life annuity.
Multiple Sclerosis (MS) and Care Home Insurance Plans
If you suffer from Multiple Sclerosis (MS) and you wish to apply for a Care Home Insurance Plan it is probable you will receive preferential rates. It will however be necessary to obtain full details of your Multiple Sclerosis (MS) to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Multiple Sclerosis (MS) will obtain a Care Home Insurance Plan.
Multiple Sclerosis (MS) and Keyman Life Insurance
If you have Multiple Sclerosis and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Diabetes will obtain Keyman life insurance.







