MS Life Insurance Specialists
We specialise in finding competitive life insurance for clients with MS.
Why Use The Insurance Surgery?
We are proud to be the official life insurance provider for the charity MS-UK.
The-Insurance-Surgery.co.uk has been established since 1999 and specialises in sourcing the most competitive life insurance for clients with MS and other medical conditions. We are not tied to any insurer and can search for your MS life insurance across the whole of the market.
We are true specialists at placing life insurance for people with MS and will use our years of experience to match your personal circumstances with the correct life insurance company.
You can be assured of receiving a highly competitive quote for your MS Life Insurance by using The-Insurance-Surgery.co.uk.
How Are We Different?
Many so called specialist brokers have little knowledge in this specialist field and will simply place you with the company that is cheapest for clients in perfect health. This is often a huge mistake as these companies will often increase the cost of your MS life insurance by a high amount.
At The-Insurance-Surgery.co.uk we will look at your personal circumstances and then place your Multiple Sclerosis life insurance with a company that will be competitive for you as an individual.
Our services have received coverage in Which? Magazine and Moneysaving Expert and we are regularly used as Consultants by other Financial Advisors when they require advice on MS Life Insurance.
The Insurance Surgery is also very proud to support and be partners with the leading Multiple Sclerosis charity MS-UK.
How Much Will My MS Life Insurance cost?
There is no simple answer to this question. The cost of your Life Insurance will depend on various factors such as:
- When you were diagnosed
- The type of MS you have
- When you last had symptoms
- The severity of your symptoms
When you contact us you will be asked various questions regarding your MS. Once we have this information we will be able to provide you with an estimated cost of your cover. If the estimate is acceptable we will then formally apply for the cover and obtain a final guaranteed quote for your MS Life Insurance.
For some actual examples of clients where The Insurance Surgery has obtained cover for individuals with MS visit our MS case studies page
How Do I Apply for MS Life Insurance
To start the ball rolling simply click the enquiry form above. This will provide us with the necessary information to provide you with a free no-obligation estimate for your MS life insurance.
Please note that we cannot guarantee that every client with MS will be able to secure Life Insurance but you can be assured that we will do our very best to obtain the insurance.
To obtain a FREE quotation, simply complete our Enquiry Form for life Insurance
Case Study 1
- Client: Female
- Age: 51
- Smoker status: Non-smoker
- Medical conditions: Secondary progressive MS and anxiety
- Cover date: 2nd July 2019
- Product type: Life Cover
- Cover amount: £20,000
- Cover term: 10 years
- Premium: £30.14
We were approached by this lady on the 17th January 2019 when she completed an enquiry through our website. Our advisor Greg then called her to discuss her life insurance needs and her pre-existing medical conditions, at this point the lady disclosed that she has secondary progressive MS and anxiety, and that she was looking for cover for 20 years for a maximum premium of £50 per month. Greg took this information and researched which provider would be best for the customer. He then applied to one of our specialist providers and retrieved a few quotes for different amounts of cover. As secondary progressive MS can be a very difficult condition to obtain cover for, the premiums can be subject to a relatively significant increase. Given her budget the client chose to take cover for £20,000 over 10 years, for a monthly premium of £30.14. This is a very good premium considering the lady’s difficult medical conditions as well as a few smaller medical issues that she has had throughout her lifetime. Furthering this, we also managed to secure cover for her partner, meaning that she could reduce the amount of cover that she needs.
Overall, this is a great outcome as it can be very difficult to find cover for someone with secondary progressive MS and we were delighted to be able to find protection for someone who previously struggled to find life insurance.
Specialist and Free Advice from a team of experts
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