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Multiple Sclerosis Travel Insurance

Great cover at the right price for Multiple Sclerosis Travel Insurance through The Insurance Surgery

When you are living with a long term medical condition such as multiple sclerosis you need to be sure you have the right Multiple Sclerosis Travel Insurance before you are due to go away. Having a pre-existing medical condition like Multiple Sclerosis can make it more difficult to find the policy you want at a good price. Our specialist team of Multiple Sclerosis Travel Insurance experts can guide you through your application to make sure you have the cover you need at the right price.

The Insurance Surgery has partnered with Staysure, One of the UK's must trusted Travel Insurance specialists for pre-existing medical conditions.

If you would prefer to speak to an agent call FREE on 0800 804 8193 and quote discount code of TIS20 giving you 20% off the base premium of your policy.

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Most Common Questions

To make an application you will be taken through a ‘medical screening’ questionnaire. The answers to these questions give the Multiple Sclerosis insurance providers all the information they need to know about how your condition affects you personally and your general health. They will want to know some specific information about your Multiple Sclerosis; date of diagnosis, how you are affects day to day, how it is managed and any related conditions or complications. You need to answer the questions as fully and honestly as possible. If you withhold or give inaccurate information this can result in any claim you make regarding your Multiple Sclerosis being classed as invalid, this would leave you liable to cover the cost of medical bills/expenses.
In order to assess whether to offer cover and at what cost an insurance provider looks at an application and makes an assessment on the level of risk of there being a claim, if you live with a pre-existing condition such as Multiple Sclerosis the insurer can view you as being at a higher risk of making a claim. Our team of Multiple Sclerosis Travel Insurance experts have many years of experience in assisting people like you to get the cover they need. We work with a panel of insurance providers so we can search around for what is available to you.

Multiple Sclerosis Travel Insurance guide:

If you have Multiple Sclerosis it can make it more difficult to find Travel Insurance, this of course depends on the details of how the Multiple Sclerosis affects you personally. When giving answers to the medical screening questions you must to be as honest and accurate as possible. This is to make sure the policy is valid if you need to make a claim. Multiple Sclerosis Travel Insurance applications are based on information such as:

  • When you were diagnosed with Multiple Sclerosis
  • How this affects you day to day
  • What medication you take
  • Any additional care/support you require
  • Any other related conditions/complications

These questions are part of the ‘medical screening process’, through this process the Multiple Sclerosis Travel Insurance provider can look at your individual details to be able to calculate a cost for cover. If you give incorrect information this may invalidate any claim made.

Obtaining your Multiple Sclerosis Travel Insurance quotes:

We can get a selection of Multiple Sclerosis Travel Insurance quotes for you in just minutes. We can do this with you over the phone, or you can get quotes online. In order to get you some prices for your Multiple Sclerosis Travel Insurance, we simply need you to provide us with the following information:

  • Type of Multiple Sclerosis Travel Insurance policy you want (i.e. Single Trip or Annual Cover)
  • Details of your Multiple Sclerosis (and any other pre-existing medical conditions)
  • Additional cover options (i.e. Winter Sports or Cruise Cover)

Quote Online:

It is so quick and easy to get an instant online quote for Multiple Sclerosis Travel Insurance by using our Quote and Apply system on our website.

Talk to an expert:

If you would prefer to run through your requirements with one of our team of Multiple Sclerosis Travel Insurance experts over the telephone then you can call us on:

Freephone - 0800 804 8193

Telephone lines are open 7 Days a week (Mon - Fri: 8.30am - 8pm / Sat: 8.30am - 6pm / Sun: 10am - 4pm)

Once you have chosen your Multiple Sclerosis Travel Insurance policy, we will simply email you the policy documents immediately so you can be sure that you have them ready for your trip.

Top Tips for Multiple Sclerosis Travel:

Before you go on holiday a bit of preparation is essential, especially when you are travelling with a medical condition such as Multiple Sclerosis. Often people only have a short checklist to tick off before they travel such as:

  • Print tickets / boarding pass
  • Check passport dates
  • Pack sun cream / sunblock

If you have a pre-existing medical condition such as Multiple Sclerosis, then it is a good idea to give thought to a few more things in your planning.

Seek some Medical Advice before you travel

It is always a good idea to speak to your GP, Doctor or a medical professional before you go on holiday if you have a medical condition, just to check you are fit for travel and to be informed of anything you might need to think about while you are away with regards to your condition.

Take more than enough medication

Always pack more medication than you would need normally for the number of days you are booked to be away, just in case. It is also wise if you are travelling with others to ask them to pack some of your medication in their case too, just in case you baggage goes astray. It is worth looking into whether you chosen destination has any restrictions on the type of medication you can take with you. Also do be aware if you are taking strong painkillers then you need to check whether you require a license to carry them with you.

Apply for an EHIC

You can also receive a certain level of free cover for European travel if you apply for an EHIC (European Health Insurance Card) before you travel.

Apply Online: https://www.ehic.org.uk

It is important to check what you will be covered for with an EHIC and to take out an adequate Multiple Sclerosis Insurance policy for your trip.

Useful Links:

Multiple Sclerosis Society: https://www.mssociety.org.uk/
MS-UK: http://www.ms-uk.org/
NHS Choices: http://www.nhs.uk/Conditions/Multiple-sclerosis/Pages/Introduction.aspx

Multiple Sclerosis and Life Insurance

The Insurance Surgery is also a leading specialist for Multiple Sclerosis Life Insurance, for more information click on the link, or call our team of expert advisors on 0800 083 2829 if you would like more information.

Case Study 1

  • Client: Female
  • Age: 51
  • Smoker status: Non-smoker
  • Medical conditions: Secondary progressive MS and anxiety
  • Product type: Life Cover
  • Cover amount: £20,000
  • Cover term: 10 years
  • Premium: £30.14

We were approached by this lady on the late 2019 when she completed an enquiry through our website. Our advisor Greg then called her to discuss her life insurance needs and her pre-existing medical conditions, at this point the lady disclosed that she has secondary progressive MS and anxiety, and that she was looking for cover for 20 years for a maximum premium of £50 per month. Greg took this information and researched which provider would be best for the customer. He then applied to one of our specialist providers and retrieved a few quotes for different amounts of cover. As secondary progressive MS can be a very difficult condition to obtain cover for, the premiums can be subject to a relatively significant increase. Given her budget the client chose to take cover for £20,000 over 10 years, for a monthly premium of £30.14. This is a very good premium considering the lady’s difficult medical conditions as well as a few smaller medical issues that she has had throughout her lifetime. Furthering this, we also managed to secure cover for her partner, meaning that she could reduce the amount of cover that she needs.

Overall, this is a great outcome as it can be very difficult to find cover for someone with secondary progressive MS and we were delighted to be able to find protection for someone who previously struggled to find life insurance.

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