Feefo Trusted Service Award 2018

Travel Insurance Made Easy

We're the experts so let us do the hard work
Making life insurance and travel insurance
affordable for everyone...

Start your quote

Asthma Travel Insurance

Get great premiums and levels of cover for Asthma Travel Insurance.

If you suffer with asthma you want to know you have the travel insurance you need before you head off on holiday. Having a pre-existing condition such as asthma can make it more difficult to find the right level of cover at a great price. Our team of Asthma Travel Insurance specialists will guide you through your application to make sure you have the right cover at an affordable price.

The Insurance Surgery has partnered with Staysure, One of the UK's must trusted Travel Insurance specialists for pre-existing medical conditions.

If you would prefer to speak to an agent call FREE on 0800 804 8193 and quote discount code of TIS20 giving you 20% off the base premium of your policy.

staysure logo

We aim to provide Travel Cover for all Asthma sufferers regardless of the severity of your symptoms

Most common questions:

In order to assess your application you will need to complete a medical questionnaire so the insurance providers can assess your individual circumstances. They will want to know information such as what medication you take; how you are affected day to day and any hospital treatment required. You must fully and accurately disclose your health information. Withholding or giving innacurate information can invalidate any claim you make regarding your asthma leaving you liable to cover the cost of medical bills / expenses.
When you make an application the travel insurance provider needs to assess the level of risk, if you have asthma there can be more risk of you making a claim than someone with no pre-existing medical conditions. Our expert team of Asthma Travel Insurance Experts have been helping people like you to obtain cover for several years. We have access to a panel of insurance providers which we can approach to find you the right deal.

Asthma Travel Insurance Guide

If you have asthma this can make it more difficult to obtain Travel Insurance depending on the severity of your condition. You must answer all questions in as much detail as possible with accurate and honest information, this is to ensure you are covered if you need to make a claim. Asthma Travel Insurance applications are based on details such as:

  • Medication you take
  • When you were diagnosed with Asthma
  • How it affects you day to day
  • Any hospitalisations
  • Any other related conditions

Dad n Child Phone Small

These questions are part of a 'medical screening process' which is what allows the Asthma Travel Insurance company to assess the risk of providing cover to allow them to calculate ann appropriate premium. If you do not answer these questions accurately and honestly, it may result in a claim being declined in the event of a claim relating to your asthma during your trip or for cancellation.

Obtaining your Asthma Travel Insurance quotes:

We can provide you with a range of Asthma Travel Insurance quotes in just minutes. This can be done online or by phone. To obtain your Asthma Travel Insurance quote, we just need you to provide us with the following information:

  • Type of Asthma Travel Insurance policy you want (i.e. Single Trip or Annual Cover)
  • Details of your Asthma (and any other pre-existing conditions)
  • Additional cover options (i.e Winter Sports or Cruise Cover)

Quote Online

We can give you an instant online quote for Asthma Travel Insurance by using our Quote and Apply system on our website.

Speak to a Specialist:

If you would prefer to speak to one of our team of Asthma Travel Insurance experts, then you can contact us on:

Freephone - 0800 804 8193

Telephone lines are open 7 Days a week (Mon - Fri: 8.30am - 8pm / Sat: 8.30am - 6pm / Sun: 10am - 4pm)

Once you have decided on your Asthma Travel Insurance policy, we will email you the policy documents immediately to make sure that you have them ready for your trip.


Top Tips for Asthma Travel

As with any trip abroad, it is essential to be prepared before you go, even more so if you have a pre-existing medical condition such as Asthma. Many people only have a short checklist, such as:

  • Print tickets / Boarding Pass
  • Check passport dates
  • Pack sun cream / sunblock

If you have a pre-existing medical condition such as Asthma, then you need to think about a few other things too...

Take some Medical Advice before you travel

Make sure you speak to your GP, Doctor or a medical professional to be certain that you are fit enough to travel and to help you understand the risks involved with foreign travel.

Take sufficient medication

Plan to take more medication that you will need for the travel duration rather than just enough. If you are travelling with family or friends it is a good idea to pack some of your medication in their luggage just in case yours goes missing. Make sure your chosen destination doesn't have any restrictions on the type of medication you can take with you. Be aware if you are taking strong painkillers then you should also check whether you need a licence to carry them with you.

Apply for an EHIC

You can also receive a certain level of free cover for European travel if you apply for an EHIC (European Health Insurance Card) before you travel.

Apply Online: http://www.ehic.org.uk

It is important to check what you will be covered for with an EHIC and to take out an adequate Asthma Travel Insurance policy for your trip.

Useful Links:

Asthma UK: https://www.asthma.org.uk/
NHS Choices: http://www.nhs.uk/conditions/asthma/pages/introduction.aspx
Allergy UK: https://www.allergyuk.org/asthma/asthma

Asthma and Life Insurance

The Insurance Surgery is also a leading specialist expert for Asthma Life Insurance so follow the link or speak to one of our team of experts on 0800 083 2829 if you require more information.

Case Study 1

  • Client: Male
  • Age: 45
  • Smoker status: Non-smoker
  • Medical condition: Depression, asthma and migraines
  • Cover date: 23rd September 2019
  • Product type: Increasing life insurance and critical illness cover
  • Cover amount: £100,000
  • Cover term: 20 years
  • Premium: £103.19

We were approached by this gentleman on the 23rd September 2019 when the he completed an enquiry through our website. Our advisor Sam P then got in touch to ask what life insurance requirements he had and what pre-existing medical conditions he has had or is currently suffering from. At this point the gentleman explained that he was looking for £100,000 of life insurance and critical illness cover for 20 years and that he suffers from depression, asthma and migraines. He explained that his depression is now mild although he does still experience some symptoms, and that 20 years ago, he had attempted suicide once. Due to the fact that he still suffers from depression, he was able to get the cover that he wanted however it was slightly more expensive than standard rates. Sam P managed to get him £100,000 of life and critical illness cover for 20 years for a monthly premium of £103.19 on the 23rd September 2019. This may seem like an expensive premium but the amount of cover that he was requesting, as well as the addition of critical illness cover, and the history of depression will all add value onto the premium. As a result of this, his premium is very good as he is covered for a large amount of cover for a long period of time and without any exclusions on his critical illness cover.

Overall, we were so pleased with this result as he is now covered for both life insurance and critical illness. Furthermore, the gentleman was also pleased that we managed to find him cover, and so quickly, as he is now protected for all eventualities.

photo 1449495169669 7b118f960251

The Insurance Surgery Ltd is rated 4.9/5 based on 1471 reviews. Read our reviews

'Great Support and Understanding' Dan helped feel really relaxed and at ease with the questions which aren't always easy to answer. Dan was really warm and friendly, spoke in a way that was easy to understand and just made me feel as if he understood what I needed without a fuss 4.9

Specialist and Free Travel Insurance Advice

Speak to our team of experts to find out how much we can save you today...

Call 0800 458 0487

Monday - Friday: 9am - 8pm
Saturday: 9am - 4pm & Sunday: 10am - 4pm

Request a callback

Arrange a callback