How do I know who will be the cheapest?
It can be very difficult to know who will offer the best premium for an individual’s particular circumstances without knowing exactly how each insurance company’s underwriting works. This is where speaking to a specialist company such as The Insurance Surgery can be an advantage as they will know how each insurer will view your application.
Actual case study (May ’11 – The Insurance Surgery)
Client applied for Life Insurance through The Insurance Surgery, details as follows:
Sum assured: £120,000
Term: 25 years
Applicants: male 25 (non-smoker) & female 24 (non-smoker)
Medical history: Male diagnosed with Pancreatitis
Company 1 – £48 per month
Company 2 – £55 per month
The Insurance Surgery – £10 per month