If you have a pre existing medical condition consider applying for Unemployment cover only!
Payment Protection (ASU)
Protecting your income in the event of Accident, Sickness or Unemployment.
- How would you and your family cope if your income suddenly stopped?
- Could you pay the mortgage?
- What about all the bills?
Payment Protection
A Payment Protection Policy is designed to help replace your income in the event of you being unable to work due to sickness an accident or unemployment.
Benefits from the policy will usually be paid for a maximum of 12 months as they are designed to help you through a short term crisis. If you require longer term cover you may wish to view our income protection section.
We are delighted to have teamed up with British Insurance
one of the market leaders in this area who are able to provide a
highly competitive product that can be tailored to your exact
requirements.
British Insurance are a multi-award winning provider who are
recommended by virtually all national newspapers as well as TV and
radio including 'Tonight' with Sir Trevor Macdonald!
Please note that as pre existing medical conditions will almost certainly not be coverered for at least 24 months from the policy start date British Insurance offer the ability to just select unemployemnt cover. This keeps the costs to a minimum for clients with pre existing medical conditions.
Have you been missold a Payment Protection Policy?
Many clients with pre existing medical conditions have been sold Payment Protection policies without realising that their medical condition would be excluded. If this wasn't explained then the policy could be classed as missold and you may be entitled to a refund or compensation. Feel free to look at our guide to making a claim.





