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Case Studies
Mortgage Protection Life Insurance
Please find below details of just some of the hundreds of clients we have helped over the last few years:
Brian. a Diabetic (age 46, non smoker), and his wife Pam (age 47, non smoker)...
..approached us when their mortgage company wanted them to take out 2 single life policies for a premium of £160 per month to cover their mortgage of £20,0000 over the next 20 years. We obtained joint cover for only £85 per month - a saving of over 45%.
Tracey (age 37, non smoker) from Derbyshire suffers from Crohn's Disease.
She already had a life insurance policy for £20,0000 over a 25 year term. Tracey contacted us to see if we could reduce her premium. By using The Insurance Surgery she obtained the same cover for 16% less cost.
Darren from Hertfordshire had been refused life cover following diagnosis with Cancer in 1995.
We obtained £10,0000 of life insurance to protect his mortgage.
Adrian, a diabetic with high blood pressure was delighted when we found him life insurance at a competitive premium.
He was even happier when we continued our search and saved him an additional 20%.
Jen (age 39, non smoker) had thyroid cancer in 2001 and enquired regarding life insurance.
She was declined by several companies and offered terms of £104pm from a leading insurer. By using The Insurance Surgery we managed to obtain the cover of £45000 over 20 years for £7.50 pm a saving of nearly £100pm!
Thomas (age 22, non smoker), who suffers with a Kidney Disorder was declined cover by various insurers.
We found him insurance for £107,0000 over 35 years at an affordable £17pm.
Paul (age 29, non smoker), a diabetic, and his partner Mandy (age 30, non smoker) had been declined Critical Illness Insurance on several occasions.
By using The Insurance Surgery they not only received a more competitive quote for their life insurance but we managed to obtain Critical Illness Insurance (with certain exclusions due to his diabetes).
James, a severe diabetic, had applied to several companies to obtain life insurance for his mortgage.
He had been declined each time. We obtained cover at the first attempt.
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