If you have an existing medical condition you may obtain advantageous terms for Equity Release
Equity Release
The Insurance Surgery is pleased to offer our clients a personal advice service for Equity Release.
We are able to put you in touch with a qualified advisor who can explain all the benefits and pitfalls of Equity Release either by phone or, if you prefer, in the comfort of your own home.
In Poor Health?
If you are in poor health you may be able to secure advantageous terms by using an Impaired Equity Release Plan. This has significant advantages as clients can raise money more cost effectively to reflect their health with the added certainty that their debt will not grow if they live longer than expected. We anticipate that about 1 in 3 customers are likely to qualify for enhancements under the plan and they could typically expect a 30% reduction in the cost of borrowing.
What is Equity Release?
Equity Release allows you to safely release tax-free cash from
the value of your home, make no monthly repayments AND stay in your
home for life. This allows you to take advantage of the
increase in property values over the last few years.
The money raised can be used for any purpose
including:
- Boosting Retirement income
- Buying a new car
- Treating family members
- Special holidays
How do I find out more?
Providing advice on the best way to proceed is a very complex
matter as there are dozens of schemes currently on the market.
Equity Release is not suitable for everyone but in the right
circumstances it can make a real difference to your
lifestyle.
The Insurance Surgery is pleased to offer the services of
Specialist Advisors who can guide you through the Equity Release
maze!
We also have a range of frequently asked questions and a guide to
important points to consider.





