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Our usual broker could not find me insurance, due to my MS. You proved him wrong

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Equity Release

If you have an existing medical condition you may obtain advantageous terms for Equity Release

Equity Release

The Insurance Surgery is pleased to offer our clients a personal advice service for Equity Release.

We are able to put you in touch with a qualified advisor who can explain all the benefits and pitfalls of Equity Release either by phone or, if you prefer, in the comfort of your own home.

In Poor Health?

If you are in poor health you may be able to secure advantageous terms by using an Impaired Equity Release Plan. This has significant advantages as clients can raise money more cost effectively to reflect their health with the added certainty that their debt will not grow if they live longer than expected. We anticipate that about 1 in 3 customers are likely to qualify for enhancements under the plan and they could typically expect a 30% reduction in the cost of borrowing.

What is Equity Release?

Equity Release allows you to safely release tax-free cash from the value of your home, make no monthly repayments AND stay in your home for life. This allows you to take advantage of the increase in property values over the last few years.

The money raised can be used for any purpose including:

  • Boosting Retirement income
  • Buying a new car
  • Treating family members
  • Special holidays

How do I find out more?

Providing advice on the best way to proceed is a very complex matter as there are dozens of schemes currently on the market. Equity Release is not suitable for everyone but in the right circumstances it can make a real difference to your lifestyle.

The Insurance Surgery is pleased to offer the services of Specialist Advisors who can guide you through the Equity Release maze!

We also have a range of frequently asked questions and a guide to important points to consider.

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www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Limited which is an Appointed Representative (FSA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 401425). The Money Surgery Ltd allows The Insurance Surgery Ltd to use this site as a marketing and communication vehicle. All enquiries generated by the site will be handled by either The Insurance Surgery Ltd or The Money Surgery's other commercial partners who will also be regulated by the Financial Services Authority where required. (see terms for full details)