Diabetes Life Insurance
At The Insurance Surgery we specialise in finding competitive life insurance for clients with diabetes. We offer an independent service and we are not tied to any insurer which means we can offer life insurance to clients with diabetes at a fair price from the whole of the market.
Diabetes Life Insurance Specialists
Established in 1999 we have always specialised in placing insurance for clients with diabetes and other medical conditions. Unlike others, this is all we do, we are true specialists in this difficult area. Our services are regularly used by Independent Financial Advisors and we have received coverage in various press and publications including Which? magazine and Moneysaving Expert.
If you are affected by diabetes and require life insurance it is vitally important that you approach an insurance company that offers competitive terms for clients with diabetes. The cost of diabetes life insurance can vary greatly from one insurer to another, by using The Insurance Surgery you will be taking advantage of our years of experience in finding life insurance for clients with diabetes.
We will treat you as an individual and gather all the information necessary regarding your diabetes. We will then match your personal circumstances with insurers who we feel will offer you competitive terms for your diabetes life insurance.
What information do we need about your diabetes?
The price of your life insurance will depend on numerous factors. Do you have Type 1 diabetes or Type 2 diabetes? How long since your diabetes was diagnosed? What is your HBA1c readings? Do you have any additional complications? All these factors will determine which company we approach for your diabetes life insurance and what they will charge.
Already had life insurance declined?
Many clients approach us after they have been declined for life insurance because of their diabetes. Sometimes they have been declined several times. Usually this is because they haven't taken expert advice from a diabetes insurance specialist and they have therefore approached the 'wrong' insurance companies.
If you live with Diabetes and you wish to apply for life insurance it will probably be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your Diabetes to obtain a definite quotation for life insurance. Please note that we cannot guarantee that every client with Diabetes will obtain life insurance but we will certainly do our best!
If you wish to obtain a no obligation diabetes life insurance quotation please click the quote button and complete the online form. Please ensure that you supply as much detail regarding your diabetes as possible as this will allow us to provide you with an estimate for the cost of your life insurance policy.





