Private Medical Insurance (PMI)
The Insurance Surgery is pleased to be able to offer our clients the services of Protego Group Limited who specialise in Private Medical Insurance.
You will be able to take advantage of professional advice on the many different plans on the market, enabling you to ensure that the policy you select is right for your personal circumstances.
Although The Insurance Surgery specialises in providing insurance for clients with pre-existing medical conditions we are happy to also advise clients who are in good health who wish to obtain advice on either a new plan or reducing the costs of their existing private medical insurance plan.
Private Medical Insurance and pre existing conditions
When applying for Private Medical Insurance it is important to make sure that you disclose any pre existing medical conditions at the quotation stage and application.
Insurance companies will not usually charge you an extra premium for existing conditions, but they will probably exclude cover for your condition and related conditions from the policy. However, some companies may cover those conditions after two years depending upon certain circumstances. Should you need treatment for an unrelated condition your policy would be valid.
If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan which is a low-cost alternative to private medical insurance.
The benefits of Private Medical Insurance
- Freedom from NHS waiting lists
- Treatment at a time and place convenient to you.
- Flexible visiting hours to suit family and friends
- Access to top medical staff
- Privacy with 'Hotel style' facilities at a time when you'll really appreciate it
How can The Insurance Surgery help?
Selecting the right policy for your budget and circumstances is vital. There are dozens of different policies available all with different features and benefits.
Life Insurance
Travel Insurance
Car Insurance
House Insurance
Annuities
Travel Services
Care Home Funding
Income Protection
Medical Insurance
Price Guarantee - Life Insurance
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The Insurance Surgery Limited is authorised and regulated by the Financial Services Authority (FSA registration number 401425). The FSA does not regulate some aspects of protection. The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: King Edward House, 1 Jordangate, Macclesfield, Cheshire, SK10 1ES. Telephone 0870 458 7955
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