Paralysis Life Insurance, Critical Illness Cover And Income Protection
The Insurance Surgery specialises in offering expert free insurance advice to people with pre-existing medical conditions, including Paralysis life insurance, critical illness cover and income protection. Some more severe medical conditions such as Paraplegia can have a greater impact on your insurance premiums and the amount or type of cover that can be available to you.
Anyone looking for Paralysis life insurance, critical illness cover or income protection will find that there are certain insurance providers will have better underwriting criteria than others. There are also specialist providers with certain products that are designed for people who have serious medical problems and we know which insurers will be best for you.
If you need help to get Paralysis life insurance, critical illness cover or income protection to protect your family, home or business then you should contact one of our team of insurance specialists to find out what we can do to help you. We have helped thousands of people to protect the things most important to them as well as their own financial future.
Joints and areas of the body affected by Paralysis:
- Arms (Monoplegia or Paraplegia)
- Hands
- Face
- Legs (Monoplegia or Paraplegia)
Insurance underwriters will want to know details about which areas of your body or joints are affected by the condition to be able to accurately assess your application for Paralysis life insurance, critical illness cover and income protection.
Treatment for Paralysis:
- Medications
- Mobility equipment
- Occupational therapy
- Physiotherapy
How Paralysis life insurance, critical illness cover and income protection works
There are several key indicators which would be taken in to account by underwriters when assessing an application for Paralysis life insurance, critical illness cover or income protection, including:
- Age at diagnosis
- Limbs and joints affected
- Severity of your symptoms
- Treatment or surgery
- Medication
Paralysis life insurance
It is often possible to get a policy for Paralysis life insurance if your symptoms are not too severe and especially if you are slightly older. You will be asked to provide some medical evidence or medical reports from your GP to support your application for Paralysis life insurance. There should be a premium increase to reflect the levels of risk involved with your particular application based on your circumstances and premiums can receive a moderate to high increase depending on your situation.
Some of the major factors which will impact the premiums you will pay for Paralysis life insurance are:
- How old were you when you were first diagnosed and how long have you had Paralysis
- What limbs or joints are affected by your condition
- Have you received any major treatment or surgery
- Does your condition affect any major organs
There is a chance that you may not be able to get Paralysis life insurance through the standard market insurance providers so we may need to approach a specialist insurer in your case.
Paralysis critical illness cover
It is also possible to get Paralysis critical illness cover in some cases and often cover may only be available through some more specialist insurers. Underwriting for Paralysis critical illness cover can be obtained however this will very much depend on your age and the severity of your condition. You will generally find that the offers of cover for Paralysis critical illness cover will come with some policy exclusions and premiums will increase to reflect the increased levels of risk involved.
Paralysis income protection
Unfortunately Paralysis income protection is currently not available so you will need to look for alternative types of policies if you want this type of cover.
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Would recommend using this service
Tom has been incredibly helpful throughout the whole process of getting my life insurance set up. Very knowledgeable and absolutely ‘on it’ to get me the best product out there.
Mat Wise
First Class Experience
Service was first class, Simon kept me informed at every step in the process.I would have no hesitation in dealing with him again.
Duncan Fordyce
Great, Quick Service
Dealt with Karl who could not have been more helpful. Made the whole process of getting life insurance far easier than other providers I had approached.
Shelley Jenkins
Fantastic!
Approved immediately. Process was so fast and a lot cheaper than I thought. Highly recommended.
Nicola Storr
Useful Links
If you need help to get a competitive quote for Paralysis life insurance, critical illness cover and income protection then you should contact one of our team of experts on 0800 083 2829 for more information.
Click the links below to find out more: