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Case Studies
Income Protection
Please find below details of just some of the hundreds of clients we have helped over the last few years:
Jason, who has diabetes, had found difficulties in obtaining Income Protection Cover in case he was off work ill.
We managed to obtain cover without any diabetic exclusions.
Elliott approached The Insurance Surgery to apply for Long Term Income Protection.
He had suffered from cancer a number of years earlier and had failed to obtain any cover despite approaching several leading insurers. We obtained the cover Elliott desired for a premium of £37 pm.
Brian, was worried about how he would pay his bills if he was off work for a long period.
He applied for Long Term Income Protection for £673 per week. As his employer paid him full pay for the first 6 months of illness he opted for a 26 week deferment period. This helped keep the costs down to under £70pm even after his pre-existing medical condition was covered.
Sean, who has diabeted, had a short term ASU (Accident, Sickness and Unemployment) policy with his bank.
The policy was designed to pay Sean's mortgage payments if he was off ill or made redundant. He approached The Insurance Surgery to see if we could offer more competitive cover. We explained to Sean that his diabetes wouldn't be covered on this type of Short term policy but we would be able to offer him similar cover for approximately 35% less cost.
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