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It is estimated that 40% of people retiring qualify for an Impaired Life Annuity but only 6% apply for one!
Do you smoke, have diabetes or high blood pressure? These would all boost your income with an Impaired Life Annuity.
Impaired Life Annuities
Impaired Life Annuities & Other Retirement Options
At The Insurance Surgery we aim to provide you with the best possible information and advice regarding your Retirement Options.
Established in 1999 we have always specialised in placing insurance and annuities for clients with medical conditions. Unlike others, this is all we do, we are true specialists in this difficult area.
Our services are regularly used by Independent Financial Advisors and we have received coverage in various press and publications including Which? magazine and Moneysaving Expert.
Whether you are in good health or have an existing medical condition we can cater for your needs. We have over a decade of experience in the Impaired Life Annuity Market and you can be assured of receiving quality Independent information, quotations and advice from The Insurance Surgery and our Specialist Partners.
What is an impaired life annuity?
An impaired life annuity will take into account your medical condition. If your perceived life expectancy is shortened due to an illness or smoking, then you may receive a higher monthly income. Once this level of income is set it will continue to be paid irrespective of how long you actually survive.
Other Options (Drawdown, With Profit Annuities, Standard Annuities…)
There are many options available to clients as they retire and together with our partners we are happy to be able to provide information or advice on a wide range of different schemes. Simply click below to request a quotation/information.
Do I have to take my annuity from the company my pension is with?
No. All insurance companies allow you to shop around to obtain the best deal for your particular circumstances. We will obtain quotations for you from the specialist firms that offer Impaired Life Annuities.
How do I obtain a quotation for an impaired life annuity?
Simply click the quote button above and fill in the form. There is no obligation with the quotation service and if you are unsure of any answers simply ring us on the above number or click here and we will call you back.
FOLLOW THE INSURANCE SURGERY LTD:
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