We differ from insurance comparison websites like GoCompare
Are you looking for a comprehensive life insurance policy?
You might be wondering why you should buy life insurance from a specialist broker like us instead of using a comparison site like Go Compare to find a cheap policy.
Why choose
The Insurance Surgery
- Voted Best life and protection broker 2022
- Rated 5* on Trustpilot and Feefo
- Access to high street and independent insurers
- 20 years’ experience & price match promise
How do we differ from insurance comparison such Go Compare
These comparison sites are hugely influential and Go Compare does a great job of helping its customers find cheaper insurance deals. But the Go Compare life insurance quotes are made by a computer algorithm that uses a small amount of information.
Some kinds of insurance, like car insurance, travel insurance, and pet insurance work great with this method. You can compare similar policies right away, and even if there are better long-term policies for your needs, most insurance policies only last for a year before you have to look at them again and renew them.
But Life insurance is different.
Most people will only ever buy one life insurance policy. Most insurance policies last between 25 and 40 years, so ensuring you have the right policy to protect you and your family is essential.
Our life insurance quotes are made with you in mind.
Comparison sites like Go Compare can give you instant quotes for life insurance based on the information you give to their computer algorithm.
Even though it’s great to get a life insurance quote right away, there’s a good chance you’ll pay more than you need to or be turned down because of a health condition you already have.
That’s because Go Compare’s life insurance quotes can’t treat you as an individual.
It won’t be possible for the computer to figure out who you are.
Nor will it give you a good idea of your level of risk.
But we will always focus on you.
At The Insurance Surgery, we only offer life insurance prices over the phone or through our live chat.
That’s because we want to take the time to learn more about you.
We want to know the important details about your health history and what’s important to you. We’ll talk about what financial protection you may already have, like Death in Service benefits, and help you figure out what cover you need and how you want it to pay out.
Our life insurance quotes are made with you in mind by focusing heavily on you and your family.
For example, if you’ve ever had a serious illness or health problem in the past, we’ll talk to you about your treatment plans or prognosis. If you get sick and get better, we will talk to you about how long it took you to recover. Most insurance companies won’t consider you a higher risk than anyone else if you’ve been fit and healthy for several years.
These little things can have a big effect on how much you pay for a life insurance.
More importantly, our personal approach is why 70 percent of people who have been turned down for insurance elsewhere are accepted by our experienced insurance underwriters.
We promise to do everything we can to find you an affordable life insurance quote that fits your budget.
In fact, many of our customers tell us that we were able to find them a cheaper life insurance quote than comparison sites like Go Compare UK. This is because our policies are based on what you actually need, not what a computer algorithm thinks you need.
You’ll only ever talk to a real person.
We know how annoying chatbots and computer-generated life insurance quotes can be.
Even though they can be helpful, they usually won’t be able to answer any of your questions or make sure that you fully understand your life insurance terms and conditions.
We promise that you’ll always talk to a real person when you call or email us.
Our experienced life insurance agents are the only ones who can use our live chat feature.
If you’re looking for life insurance online, it’s probably because something has made you think about your long-term financial security. You’re might get life insurance because you want to take care of your family if something happens to you. You want to make sure that you have enough cover and that it will pay out quickly and easily.
Here’s how we’re different from Go Compare.
Life insurance quotes from Go Compare will only tell you how prices are set. It won’t check to see if you’re paying twice for the same cover or if you have enough cover to pay for your family’s needs. If you choose a life insurance company based only on how much the monthly premiums are, you can’t be sure that it has a good track record of paying out quickly and easily. You won’t be able to ask specific questions about how your policies work either.
Our customer reviews, and testimonials speak for themselves.
We’re consistently getting great feedback from our customers who have taken out the right insurance policy for their needs.
Frequently Asked Questions
We answer your most frequently asked questions.
Insurance comparison websites like Go Compare are great, but they can only offer price-based life insurance policies built on small snippets of information. We believe that getting the right protection in place is more important, and that can only be created by talking directly to our life insurance agents.
During our conversations, we’ll figure out what protection you need and whether you have any protection already. This means that you will only ever pay for the cover you need and are not duplicating your existing protection.
Our personal approach also means that 70% of people who are declined for life insurance elsewhere are accepted by our personal underwriters.
We do not plan to be featured on price comparison websites like Go Compare because we do not use computer-generated life insurance quotes.
Computer algorithms can offer cheap insurance quotes but are only based on pricing structures. There needs to be more understanding of the nuances of life, such as how different jobs or changing medical histories can alter a life insurance monthly premium.
We promise to always keep our personal approach because we care about our customers.
You deserve to have the right financial protection to safeguard your family finances, whatever the situation.
We will do whatever it takes to make you feel at ease from the very first time you pick up the phone and talk to our team. We’ll answer any questions and check that you know how your policy works.
We offer a different experience to Go Compare life insurance quotes because we don’t just focus on the price.
We promise you won’t find a better deal elsewhere (thanks to our customer price promise).
We focus on how the cover protects you rather than how much you’ll pay each month.
It is easy to find a quick Go Compare life insurance price, but it might not give you the protection your family deserves. Our recommendations are based on finding the right policy to cover everything you need. We work with life insurance companies across the UK, many of whom you may have heard of, but also smaller independent companies with an excellent track record of paying out quickly and easily.
Our reputation is based on providing you with an insurance plan that promises to protect your loved ones in the way they deserve.
To find out how we can support you and your family, please pick up the phone and give us a call.
Our customers love us.
Would recommend using this service
Tom has been incredibly helpful throughout the whole process of getting my life insurance set up. Very knowledgeable and absolutely ‘on it’ to get me the best product out there.
Mat Wise
First Class Experience
Service was first class, Simon kept me informed at every step in the process.I would have no hesitation in dealing with him again.
Duncan Fordyce
Great, Quick Service
Dealt with Karl who could not have been more helpful. Made the whole process of getting life insurance far easier than other providers I had approached.
Shelley Jenkins
Fantastic!
Approved immediately. Process was so fast and a lot cheaper than I thought. Highly recommended.