Impaired Life Annuities & Other Retirement Options
At The Insurance Surgery we aim to provide you with the best possible information and advice regarding your Retirement Options.
Whether you are in good health or have an existing medical condition we can cater for your needs. We have over 5 years experience in this market and you can be assured of receiving quality Independent information, quotations and advice form The Insurance Surgery and our Specialist Partners.
What is an impaired life annuity?
An impaired life annuity will take into account your medical condition. If your perceived life expectancy is shortened due to an illness or smoking, then you may receive a higher monthly income. Once this level of income is set it will continue to be paid irrespective of how long you actually survive.
- It is estimated that 40% of people retiring qualify for an enhanced annuity but only 6% apply for one!
Other Options (Drawdown, With Profit Annuities, Standard Annuities…)
There are many options available to clients as they retire and together with our partners we are happy to be able to provide information or advice on a wide range of different schemes. Simply click below to request a quotation/information.
Do I have to take my annuity from the company my pension is with?
No. All insurance companies allow you to shop around to obtain the best deal for your particular circumstances. We will obtain quotations for you from the specialist firms that offer Impaired Life Annuities.
How do I obtain a quotation?
Simply click the quote button above and fill in the form. There is no obligation with the quotation service and if you are unsure of any answers simply ring us on the above number or click “please ring me”