Stress and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from Stress.
The Insurance Surgery specialise in obtaining financial services
for clients with Stress.
Whether you are looking for Life Insurance, Travel Insurance,
Income Protection Insurance or would just like to obtain
information we will do our utmost to help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with Stress.
If you suffer from Stress and you require a quotation for life
insurance please note that we guarantee to obtain the most
competitive life insurance quotes on the market.
Below is our summary of how Stress may affect your insurance
needs.
Stress and Life Insurance
If you suffer from Stress and you wish to apply for life insurance it may be possible to secure you cover either at ordinary rates or with an increase in premium . It will however be necessary to obtain full details of your Stress to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Stress will obtain life insurance.
Stress and Critical Illness Insurance
If you suffer from Stress and you wish to apply for Critical Illness Insurance it may be possible to secure you cover at ordinary rates or with an increase in the premium. It will however be necessary to obtain full details of your Stress to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Stress will obtain Critical Illness Insurance and if cover can be arranged it may be subject to certain exclusions.
Stress and Income Protection Insurance
If you suffer from Stress and you wish to apply for Income Protection Insurance it may be possible to secure you cover at ordinary rates or with an increase in the premium. It will however be necessary to obtain full details of your Stress to obtain a definite quotation for Income Protection Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Stress will obtain Income Protection Insurance and if cover can be arranged it may be subject to certain exclusions.
Stress and Travel Insurance
If you suffer from Stress and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your Stress to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Stress will obtain travel insurance.
Stress and Private Medical Insurance
If you suffer from Stress and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your Stress or any other pre existing medical condition. It will however be necessary to obtain full details of your Stress to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Stress will obtain Private Medical Insurance.
Stress and Impaired Life Annuities
If you suffer from Stress and you wish to apply for an enhanced impaired life annuity it is unlikely you will receive preferential rates. It will however be necessary to obtain full details of your Stress to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with Stress will obtain an enhanced impaired life annuity.
Stress and Care Home Insurance Plans
If you suffer from Stress and you wish to apply for a Care Home Insurance Plan it is unlikely you will receive preferential rates. It will however be necessary to obtain full details of your Stress to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Stress will obtain a Care Home Insurance Plan.
Stress and Keyman Life Insurance
If you have Stress and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Stress will obtain Keyman life insurance.







