Renal Failure and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from Renal Failure.
The Insurance Surgery specialise in obtaining financial services
for clients with Renal Failure.
Whether you are looking for Life Insurance, Travel Insurance,
Income Protection Insurance or would just like to obtain
information we will do our utmost to help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with Renal Failure.
If you suffer from Renal Failure and you require a quotation for
life insurance please note that we guarantee to obtain the
most competitive life insurance quotes on the market.
Below is our summary of how Renal Failure may affect your insurance
needs.
Renal Failure and Life Insurance
If you suffer from Renal Failure and you wish to apply for life insurance it may be possible to secure you cover, however due to the complexity and varieties of the illness it is impossible to generalise. It will therefore be necessary to obtain full details of your Renal Failure to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Renal Failure will obtain life insurance.
Renal Failure and Critical Illness Insurance
If you suffer from Renal Failure and you wish to apply for Critical Illness Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to Renal Failure. We would need to obtain full details of your Renal Failure to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Renal Failure will obtain Critical Illness Insurance.
Renal Failure and Income Protection Insurance
If you suffer from Renal Failure and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to Renal Failure. We would need to obtain full details of your Renal Failure to obtain a definite quotation for Income Protection Insurance Please note this information is for illustration purposes only and we cannot guarantee that a client with Renal Failure will obtain Income Protection Insurance.
Renal Failure and Travel Insurance
If you suffer from Renal Failure and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your Renal Failure to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Renal Failure will obtain travel insurance.
Renal Failure and Private Medical Insurance
If you suffer from Renal Failure and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your Renal Failure or any other pre existing medical condition. It will however be necessary to obtain full details of your Renal Failure to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Renal Failure will obtain Private Medical Insurance.
Renal Failure and Impaired Life Annuities
If you suffer from Renal Failure and you wish to apply for an enhanced impaired life annuity it is probable that you will receive preferential rates. It will however be necessary to obtain full details of your Renal Failure to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with Renal Failure will obtain an enhanced impaired life annuity.
Renal Failure and Care Home Insurance Plans
If you suffer from Renal Failure and you wish to apply for a Care Home Insurance Plan it is probable you will receive preferential rates. It will however be necessary to obtain full details of your Renal Failure to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Renal Failure will obtain a Care Home Insurance Plan.
Renal Failure and Keyman Life Insurance
If you have Renal Failure and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Renal Failure will obtain Keyman life insurance.







