Our usual broker could not find me insurance, due to my MS. You proved him wrong
MS and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from MS.
The Insurance Surgery specialise in obtaining financial services
for clients with MS.
Whether you are looking for Life Insurance, Travel Insurance,
Income Protection Insurance or would just like to obtain
information we will do our utmost to help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with MS.
If you suffer from MS and you require a quotation for life
insurance please note that we guarantee to obtain the most
competitive life insurance quotes on the market.
Below is our summary of how MS may affect your insurance needs.
MS and Life Insurance
If you suffer from MS and you wish to apply for life insurance it may be possible to secure you cover with an increase in premium . It will however be necessary to obtain full details of your MS to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain life insurance.
MS and Critical Illness Insurance
If you suffer from MS and you wish to apply for Critical Illness Insurance there is a very strong possibility of being declined. We would need to obtain full details of your MS to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain Critical Illness Insurance.
MS and Income Protection Insurance
If you suffer from MS and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to MS. We would need to obtain full details of your MS to obtain a definite quotation for Income Protection Insurance Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain Income Protection Insurance.
MS and Travel Insurance
If you suffer from MS and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your MS to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain travel insurance.
MS and Private Medical Insurance
If you suffer from MS and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your MS or any other pre existing medical condition. It will however be necessary to obtain full details of your MS to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain Private Medical Insurance.
MS and Impaired Life Annuities
If you suffer from MS and you wish to apply for an enhanced impaired life annuity it is probable that you will receive preferential rates. It will however be necessary to obtain full details of your MS to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain an enhanced impaired life annuity.
MS and Care Home Insurance Plans
If you suffer from MS and you wish to apply for a Care Home Insurance Plan it is probable you will receive preferential rates. It will however be necessary to obtain full details of your MS to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain a Care Home Insurance Plan.
MS and Keyman Life Insurance
If you have MS and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has MS will obtain Keyman life insurance.
FOLLOW THE INSURANCE SURGERY LTD:
© 2010 The Money Surgery Ltd | The Money Surgery Limited is registered in England No. 07028695
www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Limited which is an Appointed Representative (FSA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 401425). The Money Surgery Ltd allows The Insurance Surgery Ltd to use this site as a marketing and communication vehicle. All enquiries generated by the site will be handled by either The Insurance Surgery Ltd or The Money Surgery's other commercial partners who will also be regulated by the Financial Services Authority where required. (see terms for full details)