"I am amazed you were able to get cover for my Husband...Outstanding"
Mental Illness and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from Mental Illness.
The Insurance Surgery specialise in obtaining financial services
for clients with Mental Illness.
Whether you are looking for Life Insurance, Travel Insurance,
Income Protection Insurance or would just like to obtain
information we will do our utmost to help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with Mental Illness.
If you suffer from Mental Illness and you require a quotation for
life insurance please note that we guarantee to obtain the
most competitive life insurance quotes on the market.
Below is our summary of how Mental Illness may affect your
insurance needs.
Mental Illness and Life Insurance
If you suffer from Mental Illness and you wish to apply for life insurance it may be possible to secure you cover, however due to the complexity and varieties of the illness it is impossible to generalise. It will therefore be necessary to obtain full details of your Mental Illness to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Mental Illness will obtain life insurance.
Mental Illness and Critical Illness Insurance
If you suffer from Mental Illness and you wish to apply for Critical Illness Insurance it may be possible to secure you cover, however due to the complexity and varieties of the illness it is impossible to generalise. It will therefore be necessary to obtain full details of your Mental Illness to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Mental Illness will obtain Critical Illness Insurance and if cover can be arranged it may be subject to certain exclusions.
Mental Illness and Income Protection Insurance
If you suffer from Mental Illness and you wish to apply for Income Protection Insurance it may be possible to secure you cover at ordinary rates or with an increase in the premium. It will however be necessary to obtain full details of your Mental Illness to obtain a definite quotation for Income Protection Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Mental Illness will obtain Income Protection Insurance and if cover can be arranged it may be subject to certain exclusions.
Mental Illness and Travel Insurance
If you suffer from Mental Illness and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your Mental Illness to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Mental Illness will obtain travel insurance.
Mental Illness and Private Medical Insurance
If you suffer from Mental Illness and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your Mental Illness or any other pre existing medical condition. It will however be necessary to obtain full details of your Mental Illness to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Mental Illness will obtain Private Medical Insurance.
Mental Illness and Impaired Life Annuities
If you suffer from Mental Illness and you wish to apply for an enhanced impaired life annuity it is unlikely you will receive preferential rates. It will however be necessary to obtain full details of your Mental Illness to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with Mental Illness will obtain an enhanced impaired life annuity.
Mental Illness and Care Home Insurance Plans
If you suffer from Mental Illness and you wish to apply for a Care Home Insurance Plan it is unlikely you will receive preferential rates. It will however be necessary to obtain full details of your Mental Illness to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Mental Illness will obtain a Care Home Insurance Plan.
Mental Illness and Keyman Life Insurance
If you have Mental Illness and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Mental Illness will obtain Keyman life insurance.
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www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Limited which is an Appointed Representative (FSA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 401425). The Money Surgery Ltd allows The Insurance Surgery Ltd to use this site as a marketing and communication vehicle. All enquiries generated by the site will be handled by either The Insurance Surgery Ltd or The Money Surgery's other commercial partners who will also be regulated by the Financial Services Authority where required. (see terms for full details)