Heart Disease and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from Heart Disease.
The Insurance Surgery specialise in obtaining financial services
for clients with Heart Disease.
Whether you are looking for Life Insurance, Travel Insurance,
Income Protection Insurance or would just like to obtain
information we will do our utmost to help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with Heart Disease.
If you suffer from Heart Disease and you require a quotation for
life insurance please note that we guarantee to obtain the
most competitive life insurance quotes on the market.
Below is our summary of how Heart Disease may affect your
insurance needs.
Heart Disease and Life Insurance
If you suffer from Heart Disease and you wish to apply for life insurance it may be possible to secure you cover, however due to the complexity and varieties of the illness it is impossible to generalise. It will therefore be necessary to obtain full details of your Heart Disease to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Heart Disease will obtain life insurance.
Heart Disease and Critical Illness Insurance
If you suffer from Heart Disease and you wish to apply for Critical Illness Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to Heart Disease. We would need to obtain full details of your Heart Disease to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Heart Disease will obtain Critical Illness Insurance.
Heart Disease and Income Protection Insurance
If you suffer from Heart Disease and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to Heart Disease. We would need to obtain full details of your Heart Disease to obtain a definite quotation for Income Protection Insurance Please note this information is for illustration purposes only and we cannot guarantee that a client with Heart Disease will obtain Income Protection Insurance.
Heart Disease and Travel Insurance
If you suffer from Heart Disease and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your Heart Disease to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Heart Disease will obtain travel insurance.
Heart Disease and Private Medical Insurance
If you suffer from Heart Disease and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your Heart Disease or any other pre existing medical condition. It will however be necessary to obtain full details of your Heart Disease to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Heart Disease will obtain Private Medical Insurance.
Heart Disease and Impaired Life Annuities
If you suffer from Heart Disease and you wish to apply for an enhanced impaired life annuity it is possible you will receive preferential rates. It will however be necessary to obtain full details of your Heart Disease to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with Heart Disease will obtain an enhanced impaired life annuity.
Heart Disease and Care Home Insurance Plans
If you suffer from Heart Disease and you wish to apply for a Care Home Insurance Plan it is possible you will receive preferential rates. It will however be necessary to obtain full details of your Heart Disease to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Heart Disease will obtain a Care Home Insurance Plan.
Heart Disease and Keyman Life Insurance
If you have Heart Disease and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium. It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Heart Disease will obtain Keyman life insurance.







