Diabetes and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients with Diabetes.
The Insurance Surgery specialise in obtaining financial services for clients with Diabetes.
Whether you are looking for Life Insurance, Travel Insurance,
Income Protection Insurance or would just like to obtain
information we will do our utmost to help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with Diabetes.
If you have Diabetes and you require a quotation for life insurance
please note that we guarantee to obtain the most competitive
life insurance quotes on the market.
Below is our summary of how having Diabetes may affect your
insurance needs.
Diabetes and Life Insurance
If you have Diabetes and you wish to apply for diabetes life insurance it may be possible to secure you cover with an increase in premium . It will however be necessary to obtain full details of your illness to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Diabetes will obtain life insurance.
Diabetes and Critical Illness Insurance
If you have Diabetes and you wish to apply for Critical Illness Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to your illness. We would need to obtain full details of your Diabetes to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Diabetes will obtain Critical Illness Insurance.
Diabetes and Income Protection Insurance
If you have Diabetes and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a possibility of being declined. It will therefore be necessary to obtain full details of your Daibetes to obtain a definite quotation for Income Protection Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Diabetes will obtain Income Protection Insurance and if cover can be arranged it may be subject to certain exclusions.
Diabetes and Travel Insurance
If you have Diabetes and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your illness to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Diabetes will obtain travel insurance.
Diabetes and Private Medical Insurance
If you have Diabeted and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your illness or any other pre existing medical condition. It will however be necessary to obtain full details of your Diabetes to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Diabetes will obtain Private Medical Insurance.
Diabetes and Impaired Life Annuities
If you have Diabetes and you wish to apply for an enhanced impaired life annuity it is probable that you will receive preferential rates. It will however be necessary to obtain full details of your Daibetes to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client whohas Diabeted will obtain an enhanced impaired life annuity.
Diabetes and Care Home Insurance Plans
If you have Diabetes and you wish to apply for a Care Home Insurance Plan it is probable you will receive preferential rates. It will however be necessary to obtain full details of your diabetes to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Diabetes will obtain a Care Home Insurance Plan.
Diabetes and Keyman Insurance
If you have Diabetes and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium . It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Diabetes will obtain Keyman life insurance.







