Allergies and Insurance
Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from Allergies
The Insurance Surgery specialise in obtaining financial services
for clients with Allergies. Whether you are looking for Life
Insurance, Travel Insurance, Income Protection Insurance or would
just like to obtain information we will do our utmost to
help.
We also offer information on Impaired Life Annuities and Care Home
Insurance Plans for clients with Allergies.
If you suffer from Allergies and you require a quotation for life
insurance please note that we guarantee to obtain the most
competitive life insurance quotes on the market.
Below is our summary of how Allergies may affect your
insurance needs.
Allergies and Life Insurance
If you suffer from Allergies and you wish to apply for life insurance it may be possible to secure you cover at ordinary rates. It will however be necessary to obtain full details of your Allergies to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Allergies will obtain life insurance.
Allergies and Critical Illness Insurance
If you suffer from Allergies and you wish to apply for Critical Illness Insurance it may be possible to secure you cover at ordinary rates or with an increase in the premium. It will however be necessary to obtain full details of your Allergies to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Allergies will obtain Critical Illness Insurance and if cover can be arranged it may be subject to certain exclusions.
Allergies and Income Protection Insurance
If you suffer from Allergies and you wish to apply for Income Protection Insurance it may be possible to secure you cover at ordinary rates or with an increase in the premium. It will however be necessary to obtain full details of your Allergies to obtain a definite quotation for Income Protection Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Allergies will obtain Income Protection Insurance and if cover can be arranged it may be subject to certain exclusions.
Allergies and Travel Insurance
If you suffer from Allergies and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your Allergies to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Allergies will obtain travel insurance.
Allergies and Private Medical Insurance
If you suffer from Allergies and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your Allergies or any other pre existing medical condition. It will however be necessary to obtain full details of your Allergies to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Allergies will obtain Private Medical Insurance.
Allergies and Impaired Life Annuities
If you suffer from Allergies and you wish to apply for an enhanced impaired life annuity it is unlikely you will receive preferential rates. It will however be necessary to obtain full details of your Allergies to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with Allergies will obtain an enhanced impaired life annuity.
Allergies and Care Home Insurance Plans
If you suffer from Allergies and you wish to apply for a Care Home Insurance Plan it is unlikely you will receive preferential rates. It will however be necessary to obtain full details of your Allergies to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Allergies will obtain a Care Home Insurance Plan.
Allergies and Keyman Life Insurance
If you have Allergies and you wish to apply for Keyman life insurance it may be possible to secure you cover with an increase in premium . It will however be necessary to obtain full details of your illness to obtain a definite quotation for Keyman life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who has Allergies will obtain Keyman life insurance.







