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MS and Insurance

Welcome to The Insurance Surgery's page that is specifically designed for clients who suffer from MS.

The Insurance Surgery specialise in obtaining financial services for clients with MS.

Whether you are looking for Life Insurance, Travel Insurance, Income Protection Insurance or would just like to obtain information we will do our utmost to help.

We also offer information on Impaired Life Annuities and Care Home Insurance Plans for clients with MS.

If you suffer from MS and you require a quotation for life insurance please note that we guarantee to obtain the most competitive life insurance quotes on the market.

Below is our summary of how MS may affect your insurance needs.

MS and Life Insurance

If you suffer from MS and you wish to apply for life insurance it may be possible to secure you cover with an increase in premium . It will however be necessary to obtain full details of your MS to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain life insurance.  more info

MS and Critical Illness Insurance

If you suffer from MS and you wish to apply for Critical Illness Insurance there is a very strong possibility of being declined. We would need to obtain full details of your MS to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain Critical Illness Insurance.  more info

MS and Income Protection Insurance

If you suffer from MS and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to MS. We would need to obtain full details of your MS to obtain a definite quotation for Income Protection Insurance Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain Income Protection Insurance.  more info

MS and Travel Insurance

If you suffer from MS and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your MS to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain travel insurance.  more info

MS and Private Medical Insurance

If you suffer from MS and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your MS or any other pre existing medical condition. It will however be necessary to obtain full details of your MS to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain Private Medical Insurance.  more info

MS and Impaired Life Annuities

If you suffer from MS and you wish to apply for an enhanced impaired life annuity it is probable that you will receive preferential rates. It will however be necessary to obtain full details of your MS to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain an enhanced impaired life annuity.  more info

MS and Care Home Insurance Plans

If you suffer from MS and you wish to apply for a Care Home Insurance Plan it is probable you will receive preferential rates. It will however be necessary to obtain full details of your MS to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with MS will obtain a Care Home Insurance Plan.  more info



Life Insurance     Travel Insurance     Car Insurance     House Insurance     Annuities
Care Home Funding     Income Protection     Medical Insurance

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www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Limited which is an Introducer Appointed Representative (FSA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 401425). The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: Wood Street Mill, 45 Pickford Street, Macclesfield, SK11 6HB. Telephone 0800 083 2829