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Lupus and Insurance

Welcome to The Insurance Surgery’s page that is specifically designed for clients who suffer from Lupus.

The Insurance Surgery specialise in obtaining financial services for clients with Lupus.

Whether you are looking for Life Insurance, Travel Insurance, Income Protection Insurance or would just like to obtain information we will do our utmost to help.

We also offer information on Impaired Life Annuities and Care Home Insurance Plans for clients with Lupus.

If you suffer from Lupus and you require a quotation for life insurance please note that we guarantee to obtain the most competitive life insurance quotes on the market.

Below is our summary of how Lupus may affect your insurance needs.

Lupus and Life Insurance

If you suffer from Lupus and you wish to apply for life insurance it may be possible to secure you cover either at ordinary rates or with an increase in premium . It will however be necessary to obtain full details of your Lupus to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Lupus will obtain life insurance.  more info

Lupus and Critical Illness Insurance

If you suffer from Lupus and you wish to apply for Critical Illness Insurance it may be possible to secure you cover, however at this moment in time we have insufficient data to provide an accurate assessment. It will therefore be necessary to obtain full details of your Lupus to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Lupus will obtain Critical Illness Insurance and if cover can be arranged it may be subject to certain exclusions.  more info

Lupus and Income Protection Insurance

If you suffer from Lupus and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a possibility of being declined. It will therefore be necessary to obtain full details of your Lupus to obtain a definite quotation for Income Protection Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Lupus will obtain Income Protection Insurance and if cover can be arranged it may be subject to certain exclusions.  more info

Lupus and Travel Insurance

If you suffer from Lupus and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your Lupus to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with Lupus will obtain travel insurance.  more info

Lupus and Private Medical Insurance

If you suffer from Lupus and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your Lupus or any other pre existing medical condition. It will however be necessary to obtain full details of your Lupus to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Lupus will obtain Private Medical Insurance.  more info

Lupus and Impaired Life Annuities

If you suffer from Lupus and you wish to apply for an enhanced impaired life annuity it is possible you will receive preferential rates. It will however be necessary to obtain full details of your Lupus to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with Lupus will obtain an enhanced impaired life annuity.  more info

Lupus and Care Home Insurance Plans

If you suffer from Lupus and you wish to apply for a Care Home Insurance Plan it is possible you will receive preferential rates. It will however be necessary to obtain full details of your Lupus to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with Lupus will obtain a Care Home Insurance Plan.  more info



Life Insurance     Travel Insurance     Car Insurance     House Insurance     Annuities
Care Home Funding     Income Protection     Medical Insurance

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The Insurance Surgery Limited is authorised and regulated by the Financial Services Authority (FSA registration number 401425). The FSA does not regulate some aspects of protection. The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: King Edward House, 1 Jordangate, Macclesfield, Cheshire, SK10 1ES. Telephone 0870 458 7955