HIV and Life Insurance
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If you suffer from HIV and you wish to apply for life insurance it may be possible to secure you cover with an increase in premium, however there is also a very strong possibility of being declined. It will therefore be necessary to obtain full details of your HIV to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with HIV will obtain life insurance. more info
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HIV and Critical Illness Insurance
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If you suffer from HIV and you wish to apply for Critical Illness Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to HIV. We would need to obtain full details of your HIV to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with HIV will obtain Critical Illness Insurance. more info
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HIV and Income Protection Insurance
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If you suffer from HIV and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to HIV. We would need to obtain full details of your HIV to obtain a definite quotation for Income Protection Insurance Please note this information is for illustration purposes only and we cannot guarantee that a client with HIV will obtain Income Protection Insurance. more info
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HIV and Travel Insurance
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If you suffer from HIV and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your HIV to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client with HIV will obtain travel insurance. more info
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HIV and Private Medical Insurance
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If you suffer from HIV and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your HIV or any other pre existing medical condition. It will however be necessary to obtain full details of your HIV to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with HIV will obtain Private Medical Insurance. more info
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HIV and Impaired Life Annuities
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If you suffer from HIV and you wish to apply for an enhanced impaired life annuity it is probable that you will receive preferential rates. It will however be necessary to obtain full details of your HIV to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client with HIV will obtain an enhanced impaired life annuity. more info
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HIV and Care Home Insurance Plans
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If you suffer from HIV and you wish to apply for a Care Home Insurance Plan it is probable you will receive preferential rates. It will however be necessary to obtain full details of your HIV to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client with HIV will obtain a Care Home Insurance Plan. more info
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