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Diabetic and Insurance

Welcome to The Insurance Surgery’s page that is specifically designed for clients who are Diabetic.

The Insurance Surgery specialise in obtaining financial services for clients who are Diabetic.

Whether you are looking for Life Insurance, Travel Insurance, Income Protection Insurance or would just like to obtain information we will do our utmost to help.

We also offer information on Impaired Life Annuities and Care Home Insurance Plans for clients who are Diabetic.

If you are Diabetic and you require a quotation for life insurance please note that we guarantee to obtain the most competitive life insurance quotes on the market.

Below is our summary of how being Diabetic may affect your insurance needs.

Diabetic and Life Insurance

If you are Diabetic and you wish to apply for life insurance it may be possible to secure you cover with an increase in premium . It will however be necessary to obtain full details of your illness to obtain a definite quotation for life insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who is Diabetic will obtain life insurance.

Diabetic and Critical Illness Insurance

If you are Diabetic and you wish to apply for Critical Illness Insurance it may be possible to secure you cover with an increase in the premium, however there is also a very strong possibility of being declined. We may, in certain circumstances, be able to arrange cover with exclusions relating to your illness. We would need to obtain full details of your Diabetic to obtain a definite quotation for Critical Illness Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who is Diabetic will obtain Critical Illness Insurance.

Diabetic and Income Protection Insurance

If you are Diabetic and you wish to apply for Income Protection Insurance it may be possible to secure you cover with an increase in the premium, however there is also a possibility of being declined. It will therefore be necessary to obtain full details of your illness to obtain a definite quotation for Income Protection Insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who is Diabetic will obtain Income Protection Insurance and if cover can be arranged it may be subject to certain exclusions.

Diabetic and Travel Insurance

If you are Diabetic and you wish to apply for travel insurance it may be possible to secure you cover at ordinary rates or with an increase in either the premium or medical excess on the policy. It will however be necessary to supply full details of your illness to a medical screening line to obtain a definite quotation for travel insurance. Please note this information is for illustration purposes only and we cannot guarantee that a client who is Diabetic will obtain travel insurance.

Diabetic and Private Medical Insurance

If you are Diabetic and you wish to apply for Private Medical Insurance it is highly unlikely that you will obtain cover for your illness or any other pre existing medical condition. It will however be necessary to obtain full details of your illness to obtain a definite quotation for Private Medical Insurance. If you wish to obtain cover for your pre-existing condition we would suggest considering our Health Cash Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client who is Diabetic will obtain Private Medical Insurance.

Diabetic and Impaired Life Annuities

If you are Diabetic and you wish to apply for an enhanced impaired life annuity it is probable that you will receive preferential rates. It will however be necessary to obtain full details of your illness to obtain a definite quotation for an enhanced impaired life annuity. Please note this information is for illustration purposes only and we cannot guarantee that a client who is Diabetic will obtain an enhanced impaired life annuity.

Diabetic and Care Home Insurance Plans

If you are Diabetic and you wish to apply for a Care Home Insurance Plan it is probable you will receive preferential rates. It will however be necessary to obtain full details of your illness to obtain a definite quotation for a Care Home Insurance Plan. Please note this information is for illustration purposes only and we cannot guarantee that a client who is Diabetic will obtain a Care Home Insurance Plan.



Life Insurance     Travel Insurance     Car Insurance     House Insurance     Annuities
Care Home Funding     Income Protection     Medical Insurance

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The Insurance Surgery Limited is authorised and regulated by the Financial Services Authority (FSA registration number 401425). The FSA does not regulate some aspects of protection. The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: King Edward House, 1 Jordangate, Macclesfield, Cheshire, SK10 1ES. Telephone 0870 458 7955