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FAQs - House Insurance

What does Buildings cover offer?

Many items are covered as standard such of freezing or bursting of your plumbing system or accidental breakage of fixed glass, we also offer the option to extend your cover to include accidental damage to the fabric of your home- such as drilling into a pipe in the wall.

Can I switch insurance from my mortgage lender?

In the vast majority of cases this is not a problem, however, your current mortgage lender may charge you a fee (typically approximately £25) for cancelling your insurance with them.

What does Contents cover offer?

We offer New for Old cover as standard with the option to select many extras for example Accidental Damage and cover for personal possessions away from the home.

How much do I need to insure my home for?

For Buildings Insurance you should insure your property for its full rebuilding costs ie – how much it would cost to rebuild your home if it was totally destroyed. This differs from the market value of your home.

How do I obtain a quote from Safe & Secure?

Simply complete the online quote request and they will aim to call you back the same day. Alternatively call them for a quote on 01332 679000.

My illness is not shown in you’re A-Z does that mean you can’t help?

Not at all.

The A-Z index covers the most common illnesses. If your particular condition is not there please enter your illness as OTHER and we will be pleased to try and help.




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www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Limited which is an Introducer Appointed Representative (FSA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 401425). The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: Wood Street Mill, 45 Pickford Street, Macclesfield, SK11 6HB. Telephone 0800 083 2829