Health Cash Plans

The Insurance Surgery is delighted to offer Health Cash Plans which include cover for clients who have pre-existing medical conditions.

What is a Health Cash Plan?

A Health Cash Plan is designed to pay for (or towards) regular medical expenses such as trips to the dentist and optician. It will also pay for private specialist consultations and a wide range of therapy treatments. It's a low-cost alternative to private medical insurance, so whilst it 't pay for operations, it will cover those everyday costs that you already meet, plus much more

Please see our faqs and case studies to see how you could benefit.

Unlike many other Health Cash Plans on the market today, the scheme from The Insurance Surgery offers the following outstanding features:-

Pre-existing conditions are fully covered for most of the benefits including Specialist consultations, tests and Therapies. Many other plans will exclude ALL cover for pre-existing conditions. The only exclusion on this plan for pre-existing conditions is that you are unable to claim the hospital cash benefits, recuperation and home help in the first two years of the policy, for that specific, or any related, condition.

Claims are settled direct - with all other plans you have to pay for your treatment first then claim the money back, leaving you out of pocket until the claim is settled. With this plan the bill for Specialists and Therapists is settled on your behalf, saving you time and money.

Claims are paid at 100% - most other plans only cover you for a percentage of the bill, leaving you with the responsibility of paying the rest yourself - typically 25%-50% of the bill! That means with other plans you have a big excess to pay on every claim!

We believe that these plans offer extremely good value to clients in good health and incredible value to clients with pre-existing conditions.

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www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Limited which is an Introducer Appointed Representative (FSA registration number 511725) of The Insurance Surgery Ltd who are authorised and regulated by the Financial Services Authority (FSA registration number 401425). The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: Wood Street Mill, 45 Pickford Street, Macclesfield, SK11 6HB. Telephone 0800 083 2829