Health Cash Plans

The Insurance Surgery is delighted to offer Health Cash Plans with cover for clients with existing medical conditions.

What is a Health Cash Plan?

A Health Cash Plan is designed to pay for (or towards) everyday medical expenses like a trip to the dentists or the opticians.

Please see our faqs and case studies to see how you could benefit.

It will also pay for access to a wide range of private consultations or treatments

Unlike many other Health Cash Plans the scheme on offer from The Insurance Surgery offers the following advantages:-

Pre-existing conditions are fully covered for all benefits including Specialist consultations and tests. Most other plans will exclude all cover for pre-existing conditions (the only exclusion for pre-existing conditions is that you are unable to claim the hospital cash benefits, recuperation and home help benefits in the first two years of the policy for that specific, or any related, condition)

Claims are settled direct – with most other plans you have to pay for your treatment first then claim the money back leaving you out of pocket until the claim is settled.

Claims are settled at 100% - most other plans only cover you for a certain percentage of the sum assured therefore you will always have to make some form of contribution yourself typically 25% of the treatment cost!.

We believe that these plans offer extremely good value to clients in good health and incredible value to clients with pre-existing conditions.

To see examples of the benefits or request a brochure please click below

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The Insurance Surgery Limited is authorised and regulated by the Financial Services Authority (FSA registration number 401425). The FSA does not regulate some aspects of protection. The Insurance Surgery Limited, registered in England No. 5137288 Registered Office: King Edward House, 1 Jordangate, Macclesfield, Cheshire, SK10 1ES. Telephone 0870 458 7955