"I am amazed you were able to get cover for my Husband...Outstanding"
News
Our current company news is displayed below. To view previous news please browse to the archive.
May 2012
EU Gender Ruling | 15 May 2012 - 31 May 2012
EU gender ruling (21st December 2012) - News and update
In March 2011 the European Court of Justice decided that it would no longer be possible to take gender in to account when setting insurance prices. The ruling is set to come in to force on the 21st December, 2012 at which point it is very likely that the price of certain insurance products such as Life Insurance and Car Insurance will change.
Is Critical Illness Insurance important? | 15 May 2012 - 31 May 2012
How important is Critical Illness Cover?
The majority of home buyers purchase Life Insurance to protect their mortgage if they were to die, which also applies to most individuals who purchase insurance to protect their families. It is only a minority of us who obtain Critical Illness Cover as another type of personal protection for our families and homes.
Life Insurance and smoking guide | 15 May 2012 - 31 May 2012
The Insurance Surgery guide to Smoking and Life Insurance
It is a little known fact that people who smoke any form of tobacco products such as Cigarettes, Cigars and Tobacco are likely to pay nearly double what a Non-smoker would pay for the same amount of Life Insurance. The size of the increase in premiums is dependant on the age of the applicant(s) and their smoking habits. The reason for the increase in premiums is simply down to the increased risks relating to the many medical conditions related to smoking tobacco.
March 2012
Open Market Options | 27 March 2012 - 31 March 2012
Retirement Plannings Big Secret
Ok we admit it's not actually a secret but it's certainly Big!
If you are about to retire and you have a pension fund you will certainly benefit from investigating your Open Market Option.
Diabetes Critical Illness Insurance | 27 March 2012 - 31 March 2012
Diabetes Critical Illness update - March '12
The Insurance Surgery are constantly working with providers on developing new products to improve the way that our clients are viewed by insurers. One of the major areas where we have been campaigning for more choice and developments is Critical Illness Cover for Diabetes. There have been no providers offering this products for Diabetes in recent times and we wanted to know why and get something done about it. Previous products have also been expensive and had a number of exclusions so we wanted to make sure that any terms offered were fair and reasonable. It has now come to light that several providers are offering Diabetes Critical Illness Cover with more likely to join the market soon which is excellent news.
National Aids Trust Insurance | 27 March 2012 - 31 March 2012
New Charity link - National AIDS Trust
The Insurance Surgery are delighted to announce that the National AIDS Trust (NAT) have joined our already strong list of Charity links. The Charity Support Program is a vitally important area of The Insurance Surgery and we consider our charity partners to be an integral part of our organisation. We are very proud of the Charity connections that we hold and work very hard to ensure that we continue to support them and their members, as well as providing funding for them.
January 2012
Compare Your Travel Insurance | 30 December 2011 - 31 January 2012
A different approach
Having a pre existing medical condition always seems to complicate your application for travel insurance.
The condition must be declared to obtain full cover but insurers never make it easy with multiple questions needing answering before they supply you with a quotation.
Retiring in 2012? | 30 December 2011 - 31 January 2012
Make sure you maximise your income.
As you approach retirement your pension provider will be in touch with details of the level of income they will offer you.
The vast majority of people simply accept this offer without realising that they could potentially significantly increase their retirement income by using an Open Market Option.
Make Life Insurance your New Years Resolution | 30 December 2011 - 31 January 2012
It's the time of year again where we make & break our annual New Year promises.
Why not be different this year and look at a resolution that could potentially save you money each month whilst making sure your loved ones are protected.
Over 50's Life Insurance Guide | 03 January 2012 - 31 January 2012
Are Over 50's Life Insurance policies good value for money?
We've all seen the TV ads with various celebrities encouraging the Over 50's to apply for a life insurance quote and receive a free pen, but do they offer real value for money?
First let us have a look at what the Over 50's Life Insurance policies offer.
Charity Support Update | 04 January 2012 - 31 January 2012
The Insurance Surgery's Charity Support Programme - 2012 update
2012 London marathon - Olympic year
This year's 2012 London marathon is set to be the biggest and best yet with the London Olympics just around the corner. The Insurance Surgery are very proud to be taking part and supporting the MS Resource Centre yet again this year and to have double the number of runners.
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